Is IndusInd Indie Account Useful?

[sanjaynandi]

I have posted here, earlier about my requirement.
I have a HDFC salary account with Milennia DC. I also have HDFC DCB card. But no 0 forex.
Tried applying for Niyo. But my passport was issued when I lived there, so they rejected it.
Recently read about Indusind Indie bank.
I am looking for a debit card with 0 forex. Low markup.
visa/mastercard platform.
low fee, preferrably zero balance, or low balance.
Not looking for lounge access or cashbacks.
Not looking for 100k maintenance account.

so, Is Indie account fit my requirement?
Has anyone used Indi debit card in foreign country ATMs?
Does it work fine?

 

[Itachi_UchihaItachi_Uchiha is verified member.]

I opened the account for their zero forex dc.. their service is absolutely uselsss. Gems done get credited correctly and the CASHBACK promised are also not credited. So, I am just waiting to use the debit card in my foreign trip and then will decide on having or closing it.

 

[shu_sha_]

How is the Indie account? Have be seeing many bad reviews @Indie that they freeze the account for no reason.

Any personal experience you guys wanna share?

Thinking to open any below 0 MAB

Bob Lite
AU Digital Savings account
Jio Payments Bank
Indie (not considering because of the bad reviews)

 

[prash1161]

How is the Indie account? Have be seeing many bad reviews @Indie that they freeze the account for no reason.

Any personal experience you guys wanna share?

Thinking to open any below 0 MAB

Bob Lite
AU Digital Savings account
Jio Payments Bank
Indie (not considering because of the bad reviews)

Au or sbi (sbi has downtime issue)

 

[Shobhit Srivastava]

How is the Indie account? Have be seeing many bad reviews @Indie that they freeze the account for no reason.

Any personal experience you guys wanna share?

Thinking to open any below 0 MAB

Bob Lite
AU Digital Savings account
Jio Payments Bank
Indie (not considering because of the bad reviews)

Using AU Digital, Jio, and Indie from almost a year, would recommend for AU but they charge Debit card fee, Indie for 8 or 10 above 500 payments, Jio payment Bank very poor service highly avoidable

 

[KingAAR]

How is the Indie account? Have be seeing many bad reviews @Indie that they freeze the account for no reason.

Any personal experience you guys wanna share?

Thinking to open any below 0 MAB

Bob Lite
AU Digital Savings account
Jio Payments Bank
Indie (not considering because of the bad reviews)

if you have daily transactions then dont use indie jio ,etc.. go with bob or some other bank account of well known private banks or govt banks not Neo banks

 

[SUBARNA Mahato]

Indie savings account zero balance or not? Any kind of debit card charges present for lower varient indie savings? Not talking about 50k maintained mega star indie account. Can i opt Virtual DC for indie to avoid debit card charges for lower varient ❓

 

[Ak Singh]

Indie savings account zero balance or not? Any kind of debit card charges present for lower varient indie savings? Not talking about 50k maintained mega star indie account. Can i opt Virtual DC for indie to avoid debit card charges for lower varient ❓

Yes indie is zero balance. And no debit card charges for virtual card but if you want Physical card then it will be charged.

If you want to open you can use my referral code, dm me I will share link or code.

If you do initial funding 5k while ac opening from my link you will get 50rs cashback.
Or
If you do initial funding 50k you will get 250rs cashback, you can withdraw it immediately after opening. Choice is yours.
Dm for referral.

 

[rafzy]

Yes indie is zero balance. And no debit card charges for virtual card but if you want Physical card then it will be charged.

If you want to open you can use my referral code, dm me I will share link or code.

If you do initial funding 5k while ac opening from my link you will get 50rs cashback.
Or
If you do initial funding 50k you will get 250rs cashback, you can withdraw it immediately after opening. Choice is yours.
Dm for referral.

Does Indie signature visa debitcard (Megastar/ SUperstar/ Star) have unlimited any ATM withdrawal in India??

 

[telescope]

Does Indie signature visa debitcard (Megastar/ SUperstar/ Star) have unlimited any ATM withdrawal in India??

Only megastar has

 

[Rocker2102]

if u withdraw 50k? will megastar remain same ?

Not now ig. You have to maintain the balance currently

 

[panchabhut]

How is the Indie account? Have be seeing many bad reviews @Indie that they freeze the account for no reason.

Any personal experience you guys wanna share?

Thinking to open any below 0 MAB

Bob Lite
AU Digital Savings account
Jio Payments Bank
Indie (not considering because of the bad reviews)

Indie is good only if you can permanently block 50K in it and spend about 6-10K for fuel, pay every month 3 credit card bills, 1 or 2 mobile postpaid bills and 1 or 2 fastag recharge. Also good if you do foreign travel. Works better if you also have Indus Rupay credit card linked to same mobile no. But the app is slow.

 

[Rocker2102]

Indie is good only if you can permanently block 50K in it and spend about 6-10K for fuel, pay every month 3 credit card bills, 1 or 2 mobile postpaid bills and 1 or 2 fastag recharge. Also good if you do foreign travel. Works better if you also have Indus Rupay credit card linked to same mobile no. But the app is slow.

The app is perfectly fine rn, it was never slow in the first place (at least for me - using on iPhone so idk if that's the difference). Its better than HDFC at least lol

And umm.. you are getting regular interest out of that blocked account too so its not too bad yk (yeah FD of the same amount will get better interest but still). The offers it has rn are too good. Like BOGO up to 400, not even decent CCs offer that much, 0 forex, 50 gems for a 500 rs. bill payment - its like getting 150 / month for free, +1 no-spend lounge access / quarter.. what more could we ask lol

I definitely like all that.

 

[sunit123]

The app is perfectly fine rn, it was never slow in the first place (at least for me - using on iPhone so idk if that's the difference). Its better than HDFC at least lol

And umm.. you are getting regular interest out of that blocked account too so its not too bad yk (yeah FD of the same amount will get better interest but still). The offers it has rn are too good. Like BOGO up to 400, not even decent CCs offer that much, 0 forex, 50 gems for a 500 rs. bill payment - its like getting 150 / month for free, +1 no-spend lounge access / quarter.. what more could we ask lol

I definitely like all that.

Check what all permissions u have given to indie app