Which Debit or Credit Card Have You Closed (or Plan to) in 2025 & Why?

[exo]

Wasn't it charging earlier for fuel transactions? Have a look at fuel cards like IDFC First Power+ or Kotak 811 Super debit card for fuel transactions.

Yeah.. it was not. It started charging surcharge this year from March.

Funny thing, Last year when I got the card, instead of actual fuel amount, I mistakenly entered CC pin in amount input and paid. 😀
Petrol pump guy returned the balance cash to me.

I thought I would get reward points. Upon checking, I realised there were no reward points for fuel txns. Thank god there was no surcharge that time.

My fuel expenses are minimal for now. Does not warrant getting a dedicated fuel card.

 

[exo]

Is there a way to make Axis FK LTF?
My expenses are around 1L/year on this card. I don't want close it as it has unlimited 5% cashback on FK and last couple of years, it has been useful in purchasing mobiles.

 

[Ekavya]

Is there a way to make Axis FK LTF?
My expenses are around 1L/year on this card. I don't want close it as it has unlimited 5% cashback on FK and last couple of years, it has been useful in purchasing mobiles.

Most probably no.

It was once given LTF on promotional offer. From then I haven't heard of anyone who got it LTF or converted it LTF

 

[VISION]

Most probably no.

It was once given LTF on promotional offer. From then I haven't heard of anyone who got it LTF or converted it LTF

almost 1.5 year but they said they won't...

 

[RAHUL GOYAL]

almost 1.5 year but they said they won't...

i have from 3 years but they dont convert it to LTF

 

[SHUB11]

I plan to close:

1. SBI Cashback card as it is a paid card whereas HDFC Swiggy is a LTF card with similar benefits

2. RBL Signature Plus debit card, as it not much useful now that all the payment gateways are not accepting debit cards for CC payments

 

[Anindya98]

I plan to close:

1. SBI Cashback card as it is a paid card whereas HDFC Swiggy is a LTF card with similar benefits

SBI CB > HDFC Swiggy even if it is paid.
Less restrictions and works on more merchants than Swiggy card. SBI CB is a no brainer CB card.

 

[VISION]

i have from 3 years but they dont convert it to LTF

did u tried card cancellation method.. i haven't tried as i meet fee waver.. will try this if i didn't me fee waver this time

 

[RAHUL GOYAL]

did u tried card cancellation method.. i haven't tried as i meet fee waver.. will try this if i didn't me fee waver this time

yes tried last months they refunded my joining fees. now i will try again in oct when annual fees charged