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Apollo SBI Select Credit Card now live

I just saw fee is 1499 yrly.

Get 10% additional discount as sbi reward points. Rest of the features are basic. Gor domestic + international lounges as well.

So if we buy medicines worth 1000, we will get 100 sbi reward points + 150 hc in apollo app. Total 250 back on a 1000 purchase.

Only in-store and monthly cap is 50000 (5000 sbi reward points).

I got idfc card, got 20% online discount. Use with idfc card, i get around 27% instant discount back.
 
Card details, features and benefits and Apply Now link: SBI Cards website:

Card details, features and benefits and Apply Now link: Apollo247 website:
 
Actually this is good for apollo shoppers like myself.

Got apollo 247 shop near my home. For long term this cc is good, since it will take time to collect sbi reward points. HC in the apollo app, we can use in few days.

But for long time, i will still prefer the online way for purchasing with 27% instant discount.
 
Worst part of the card - customers have to transfer reward points from SBI website or app to Apollo247 Health credit.. And these guys will charge Rs 100+GST as redemption fees. Horrible ways of SBI.
Ouch. Thats expected though.

Everyone got their own redemption fees + gst.

Will the sbi reward pool with other sbi cc reward points for old customers ? Then its good for them to collect as its validity is 2 yrs.
 
Actually this is good for apollo shoppers like myself.

Got apollo 247 shop near my home. For long term this cc is good, since it will take time to collect sbi reward points. HC in the apollo app, we can use in few days.

But for long time, i will still prefer the online way for purchasing with 27% instant discount.
Hi, I just wanted to know the difference between Apollo online and offline purchase.
I also have an Apollo pharmacy near my home, I buy offline by going to the shop.
What extra benefit do we get by buying online? Curious to know.
I see the price in the app and go and get the same item from there, it is the same price in shop also.
Sorry if I am missing something. Also If I order online, I get it after some days, but if I go to shop, I get it then and there.
That's the main reason I go to shop. It is open from 7 am to 11 pm so anytime I can just step out of the house, get it and come back.
I am also circle member, I paid 149 for 1 year.
Also I am not sure of the HC validity, but as and when I shop each time, I redeem the HCs available. It will be like 24 rs, 16 rs etc.
 
Actually this is good for apollo shoppers like myself.

Got apollo 247 shop near my home. For long term this cc is good, since it will take time to collect sbi reward points. HC in the apollo app, we can use in few days.

But for long time, i will still prefer the online way for purchasing with 27% instant discount.
This is not at all a good card. It would have been better only if they give cashback directly to Apollo Health credits instead of that shitty SBI portal.

This is why SBI cobranded cards are worst and don't attract much customers. Same happened with Reliance SBI cards and others as well. Don't know why some brands go with shitty SBI.
 
Hi, I just wanted to know the difference between Apollo online and offline purchase.
I also have an Apollo pharmacy near my home, I buy offline by going to the shop.
What extra benefit do we get by buying online? Curious to know.
I see the price in the app and go and get the same item from there, it is the same price in shop also.
Sorry if I am missing something. Also If I order online, I get it after some days, but if I go to shop, I get it then and there.
That's the main reason I go to shop. It is open from 7 am to 11 pm so anytime I can just step out of the house, get it and come back.
I am also circle member, I paid 149 for 1 year.
Also I am not sure of the HC validity, but as and when I shop each time, I redeem the HCs available. It will be like 24 rs, 16 rs etc.
For circle members,

You get 15% HC for medicines, and 5% HC for other stuffs, that you buy from apollo 247 shops. HC will get added in couple of days.

If you use the apollo247 app, and buy online, you get more discount. And that discount is instantly cut off from the total amount paid.

Shop for 2999, get 18% instant off.
Shop for 5499, get 20% instant off.

Moreover, there are additional discounts going on if you pay with 1 card, idfc, upi, etc.

Only drawback of online is that you will get your medicines after few days.

If you got monthly medicines, you can always order 10 to 15 days earlier, and enjoy the discounts.

And its free shipping for circle members.
 
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This is not at all a good card. It would have been better only if they give cashback directly to Apollo Health credits instead of that shitty SBI portal.

This is why SBI cobranded cards are worst and don't attract much customers. Same happened with Reliance SBI cards and others as well. Don't know why some brands go with shitty SBI.
I dont have any sbi cc. So i dont know much about sbi reward points. But it cant be all that bad.

Even icici rewards were bad few months ago. Now everyone want a piece of that.

If everything fails, can use the sbi reward points for mobile / dth recharge.

Good for my case, like now i am having some plans for a trip, and need 4months meds. And online meds will come in 8 days later. So only option for me to go to offline shop and buy my medicines. That will be only 15% return, instead of 27% return that I usually get.

If i have this card, i can get atleast 25% in offline shop. Worry about redemption later.
 
For circle members,

You get 15% HC for medicines, and 5% HC for other stuffs, that you buy from apollo 247 shops. HC will get added in couple of days.

If you use the apollo247 app, and buy online, you get more discount. And that discount is instantly cut off from the total amount paid.

Shop for 2999, get 18% instant off.
Shop for 5499, get 20% instant off.

Moreover, there are additional discounts going on if you pay with 1 card, idfc, upi, etc.

Only drawback of online is that you will get your medicines after few days.

If you got monthly medicines, you can always order 10 to 15 days earlier, and enjoy the discounts.

And its free shipping for circle members.
Netmeds is far better than all these Apollo, Pharmeasy apps. Apollo takes so much time to process and deliver the order. Pharmeasy takes the order and cancel some medicines later on which is inconvenient. Netmeds provide flat 20% discount everytime you buy and superfast delivery without any ifs and buts if you are their Netmeds First user.
 
Netmeds is far better than all these Apollo, Pharmeasy apps. Apollo takes so much time to process and deliver the order. Pharmeasy takes the order and cancel some medicines later on which is inconvenient. Netmeds provide flat 20% discount everytime you buy and superfast delivery without any ifs and buts if you are their Netmeds First user.
Before i used to go any medicine shops. Now got apollo membership and using this and getting the discounts.

Netmeds is same. Got apollo hospital in my city. And apollo shop close to my home, so its more convenient for me with just a phone call.
 
Netmeds is far better than all these Apollo, Pharmeasy apps. Apollo takes so much time to process and deliver the order. Pharmeasy takes the order and cancel some medicines later on which is inconvenient. Netmeds provide flat 20% discount everytime you buy and superfast delivery without any ifs and buts if you are their Netmeds First user.
Medplus is even better I think.
 
Applied for this card. Done all steps. Got cibil hit confirmation by email and sms.

They took time and date for vkyc. So I wil get some email or something ? Can anyone tell me sbi's cc process ?
 
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