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SBI Cashback Credit Card Application Process 2025

harsha1

TF Premier
Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...
 
Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?
 
Hi Team, anyone recently ( in 2025) applied this SBI cashback credit card?

Which platform you have used to application?

What was your overall credit card total limit from other cc cards?

Do we get immediate approval or decline on screen while application?

I have total other cc limits around 24L

Will I be eligible to apply? 🥶

Please guide...
Whats your annual income ?
 
Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?
How did you escalate it? Mine was denied without proper reason,
 
yes.

Chances are if you have a simplyclick card, they will deny you cashback card.

I have seen it happening as simplyclick and cashback card is a unlucky combo for people wanting cashback card too. I myself am a prime example.

I have seen prime card holders able to secure cashback card more easily but my brother is a prime card holder and he was denied cashback card lol so idk. It's quite ramdon their algorithm.
This isn't exactly true...i have a simply save credit card and got cashback card in the first attempt itself...
 
Guys am new here

I applied for Cashback card a month back and finally after multiple escalations i finally got approval msg today morning

2 days back i got a call asking if i want to split my Limit since new card was approved for only 30K limit. So i asked to split it 50-50 between old and new

Now when i check the virtual card in app today after the approval text. It shows 50% reduced from simplyclick but Cahback has only 30K limit.

IDK where did the rest limit go

Is here anyway to solve this ?
How do i go about solving this or they would automatically inc the limit in new card in couple of days?
Wait till u get the card and activate it...after that check the limit if it's still not restored u can raise a complaint...also share ur fresh salary slips with them and ask them for limit enhancement
 
Is there any chance for sbi cash back card if application had been rejecting in overlevarged for sbi simplyclick
This nobody can tell u...all banks have their own internal policies to decide their applications... If urs has been rejected once I would suggest wait for atleast 3 months before applying again
 
I had recently applied for the SBI Cash Back credit card via SBI Sprint. At the time of application I had done online Aadhar authentication and submitted my ITR and 6-months HDFC Imperia bank statement.

I already hold many high end cards like Magnus Burgundy / Infinia Metal / Amex Plat Travel / HDFC Biz Black / Axis Atlas / ICICI Times black etc with total limit of 70L+ but utilisation under 5% and have a cibil score of 824

Two days later I got a call from a third-party agency that claimed to be the backend agency for SBI cc application verification saying the pdf downloaded bank statement that I had submitted was not acceptable and that I would have to submit the same directly from my bank by logging into my netbanking on "SBI's portal". The link for this was sent in an email titled "Data capture with reference to SBI Card application"

They also sent me another email titled "Account Aggregator Consent" with a link which took me to a portal called Anumati seeking "Explicit consent for monitoring of the account and related data like deposits, profile, transactions & summary" from Nov 2024 till May 2030.

All this seemed very suspicious to me as no other bank has ever asked for anything like this durint their CC application process. Why would i want to give SBI access to my accounts with other banks?? So, I refused to give any of the above access to them. Told her to send an executive for verification of any of the documents if required.

She told me this is the standard procedure and if do not give access, the application will get rejected.

Also, i must mention that currently I do not have any banking relationship with SBI but about 10 years back I did hold an SBI Prime credit card with limit of 1L which I had closed within 1yr of issuance as I got tired of repeated scam calls.

Is this the standard process for SBI?
 
Is this the standard process for SBI?
Yes, Anumati is an aggregator.
 
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