Personal Credit Card Portfolio: Yearly Review of Rewards Earned and Redeemed 2024

[bhavik886151]

I'm pretty sure he will not share such in-depth details with you publicly. 😈😈😈

yes i know but might be he share the information that which Amex card he used most that he got over a million point in a year and no question asked by amex for that much spend as you must know to get over a million point in a year from amex you have to spend to much

 

[SJM]

Hey TFCians,

As we bid farewell to 2024 and gear up for a fantastic 2025, let's take a moment to reflect on the year gone by. Here's a recap of my personal credit card portfolio, reward earnings, and redemptions from this incredible year.

I am interested to know what do you spend on? Is it for purchasing items you sell on Amazon US? What are the items you sell on Amazon US?

 

[Pack_of_Cards]

I am interested to know what do you spend on? Is it for purchasing items you sell on Amazon US? What are the items you sell on Amazon US?

Even I want to know

 

[abhiaj_geek]

Hi @TechnoFino , why would one use the Kotak 6E XL cc, if they have DCB or Infinia?

 

[sahilsamyat]

Now, I am more interested in no. of saving account with which bank and about debit card.

Good saving commander 🤣🤣

 

[Shell]

Do you keep on utilizing the points as and when you get the opportunity while doing the next booking or do you hold onto the ones with lifetime expiry for better conversion offers? Like Marriott 30% bonus (which was 10% this year)

 

[mojo_jojo123]

was there any amex -> marriot transfer offer this year / last year ?

 

[CardTroller]

1 Crore worth of credit card reward points😱
@TechnoFino Jahanpanah, tussi great ho. 🫡🫡🫡🫡🫡🫡🫡





I demand Guinness world record for dada.

 

[cardio_guycardio_guy is verified member.]

This is insane, unbelievable, amazing, no words. For a normal person it takes 5 lives to achieve this kind of points. Salute to dada

 

[nikhilk21]

How does one have 16 debit cards of the same kind? 🤔

 

[2025]

How does one have 16 debit cards of the same kind? 🤔

16 accounts.

Generating and paying without miss 12 Lakh+ bill every month for 4+ years is not a joke. Hats off.

 

[mojo_jojo123]

16 accounts.

Generating and paying without miss 12 Lakh+ bill every month for 4+ years is not a joke. Hats off.

12l per month spend is on what ???

 

[Avijeet]

@TechnoFino Sumanta Da is Pablo Escobar of CC Rewards

 

[IKFLRT]

@TechnoFino aapke siblings and cousins toh bohot khush rehte honge, har type ke use ke liye super premium card available h unke liye.

 

[ashwinikumar900]

@TechnoFino Sumanta Da is Pablo Escobar of CC Rewards

😆 Sahi bola aapnen. Thode dinon men BANKS Sumanta ke naam ka plaque lagayegi, "CREDIT CARD USER OF THE ENTIRE HUMAN HISTORY", neeche statutory warning likhi hogi, "CREDIT CARD SPENDS ARE SUBJECT TO INDIVIDUAL DILIGENCE, ONLY USE WHEN REQUIRED".

 

[rudr_26]

People needs to take a step back when looking at this kind of point earning, ofcourse this is impossible without Business spend and intelligent optimization. Not everyone has this kind of spending but "Everyone can OPTIMIZE their Spending" should be the key takeaway from this.

Instead of feeling envious about the points number, people should learn from the experienced people about using CC. Its obvious that everyone's number will be different, be at a peace with it, YOUR journey is DIFFERNT from the others.

 

[RDR]

1 Crore worth of credit card reward points😱
@TechnoFino Jahanpanah, tussi great ho. 🫡🫡🫡🫡🫡🫡🫡

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I demand Guinness world record for dada.

I’m curious - what is the total amount spent to gain these RPs?

Has to be upwards of 5 Cr.

 

[TechnoFinoTechnoFino is verified member.]

People needs to take a step back when looking at this kind of point earning, ofcourse this is impossible without Business spend and intelligent optimization. Not everyone has this kind of spending but "Everyone can OPTIMIZE their Spending" should be the key takeaway from this.

Instead of feeling envious about the points number, people should learn from the experienced people about using CC. Its obvious that everyone's number will be different, be at a peace with it, YOUR journey is DIFFERNT from the others.

Absolutely 💯

 

[ashwinikumar900]

People needs to take a step back when looking at this kind of point earning, ofcourse this is impossible without Business spend and intelligent optimization. Not everyone has this kind of spending but "Everyone can OPTIMIZE their Spending" should be the key takeaway from this.

Instead of feeling envious about the points number, people should learn from the experienced people about using CC. Its obvious that everyone's number will be different, be at a peace with it, YOUR journey is DIFFERNT from the others.

Certainly. The amount you spend is irrelevant if you don't optimize your spending.

Many people assume that credit card rewards are just about collecting pennies, but Sumanta has proven otherwise-every single paisa truly counts.

In fact, Sumanta is to the credit card user community what “JIO” is to the telecom industry: a game-changer who has shown how to maximise value where others see only small gains.

I am telling you it would be a big leap for the entire credit card industry, not only here but in world too. I mean common 1 crore is not a small amount, irrespective of the currency.

And for my other fellow community members; remember; ROME AYODHYA RAM MANDIR WAS NOT BUILD IN A DAY.