Which Debit Card to use for Credit Card Bill Payment in May 2025

[2025]

I did one payment now using IDFC .. got 10x points instead of 1x .. isn't it new month now for IDFC ?

Check again. It's conflicting with...

Pehle 2k txn try kiya toh mila, then did rest even exactly at 12:21am

 

[mojo_jojo123]

Got again 10x for 1500 amount ..

Also these transactions are getting categorised as credit card payment by idfc automatically.. won’t they take back the points ?

 

[RajdeepMaity]

So freecharge not working for RBL enterprise debit card anymore? Any website/app where it still works +

 

[Moin]

Paid my axis bills(2 cards) via zavo
Transaction shows successfull on zavo
Amount debited from idfc however amount not credited to card( neither balance is updated nor reflecting in statement).

Tried with kotak and bob, payment was instant on both and also received points.

Anybody facing the same.

 

[suhagbb]

same . just paid axis card payment .. success in freecharge but amount not reflecting in axis card..
BTW what is zavo/??? any benefit in paying via zavo??

 

[rakhi]

Paid 1lakh instantly credited icici and hdfc cards and points credited instantly
May be 2mrw also it Wil work for another 1lakh

 

[rakhi]

Paid my axis bills(2 cards) via zavo
Transaction shows successfull on zavo
Amount debited from idfc however amount not credited to card( neither balance is updated nor reflecting in statement).

Tried with kotak and bob, payment was instant on both and also received points.

Anybody facing the same.

Man why paid in zavo for axis card u can directly pay in axis app na?
U Wil get points

 

[rakeshsajjan45]

Man why paid in zavo for axis card u can directly pay in axis app na?
U Wil get points

With idfc vdc directly in axis app or website? With freecharge we get points?

@Abhishek012

 

[Arjun Raju]

Paid my axis bills(2 cards) via zavo
Transaction shows successfull on zavo
Amount debited from idfc however amount not credited to card( neither balance is updated nor reflecting in statement).

Tried with kotak and bob, payment was instant on both and also received points.

Anybody facing the same.

Please avoid doing txns at night, banks or service provider might have some production activity and it can cause delays or issues

 

[Arjun Raju]

C

Man why paid in zavo for axis card u can directly pay in axis app na?
U Wil get pointscan

Man why paid in zavo for axis card u can directly pay in axis app na?
U Wil get points

Can you explain in detail, does axis Bank app gives rewards using idfc vdc or rbl cards ?

 

[rakeshsajjan45]

C



Can you explain in detail, does axis Bank app gives rewards using idfc vdc or rbl cards ?

For last month (march) I got points in rbl SDC, so I did this month 1 lakh ... waiting for points...but this is new thing I have seen idfc vdc points on axis app or website payment.....first time I am hearing can anyone confirm this?....
@Abhishek012

 

[AllThatStuff]

Also these transactions are getting categorised as credit card payment by idfc automatically.. won’t they take back the points ?

seems a valid argument 😕

 

[rakeshsajjan45]

seems a valid argument 😕

But still giving points?...if so who cares....just redeem before they take it back

 

[pranav raval]

Paid my axis bills(2 cards) via zavo
Transaction shows successfull on zavo
Amount debited from idfc however amount not credited to card( neither balance is updated nor reflecting in statement).

Tried with kotak and bob, payment was instant on both and also received points.

Anybody facing the same.

Bro I'm in the same boat as you, paid one axis bill at 1am via Zavo, amount deducted from IDFC, not credited yet to axis account.

 

[mojo_jojo123]

But still giving points?...if so who cares....just redeem before they take it back

What is the best item to redeem it for ?

 

[cc_dc_explorer]

122 pages, for this info. It is a lot to go through 😅 . Can you one update the master wiki for current working method or update in bold in comments?

PS: Not able to receiving OTP for Zavo. Some technical fault?

 

[cardio_guycardio_guy is verified member.]

122 pages, for this info. It is a lot to go through 😅 . Can you one update the master wiki for current working method or update in bold in comments?

PS: Not able to receiving OTP for Zavo. Some technical fault?

Master wiki is post number 1. It is updated regularly by OP

 

[rakeshsajjan45]

What is the best item to redeem it for ?

i also don't know i also 36k points still cant decide on which to redeem...anyone solutions????

and i am waiting to hit 50k and redeem as 99+gst will be charged on redemption for every 50k i want to do.

if i get on what to redeem suggestions here i will redeem immediately or else i will redeem next month 16 onwards.

 

[jcopper]

Paid HDFC cc using zavo, idfc tap for 1 lakh. Amount credited and points received instantly. Done for the day, got 2L bills for next few days. Thanks @Abhishek012

 

[Moin]

Man why paid in zavo for axis card u can directly pay in axis app na?
U Wil get points

Idfc does not fetch rewards when paid via axis app as mcc is 6300.

Please avoid doing txns at night, banks or service provider might have some production activity and it can cause delays or issues

Yes will never do that next time.

Should i wait or raise complaint with bbps support?