Hello everyone,
The first credit card is special for everyone. We all remember the experience of getting our first card š.
Letās share our first credit card experiences...
My experience:
My first credit card was the ICICI HPCL Coral, which I received in 2015. At that time, my home address was not within any bank's serviceable area, so they suggested I apply for a credit card against an FD. However, I wanted an unsecured credit card, so I approached my branch manager and explained my requirement.
He told me that they could issue an unsecured card, but I would need to purchase an ICICI Prudential ULIP policy worth a minimum of ā¹3 lakhs.
At that point, I desperately needed a credit card because my business was in the USA, and I required one for payments. I was unemployed at the time, with a zero CIBIL score, and no bank was willing to offer me a credit card. So, I purchased a policy worth ā¹3 lakhs and received my first-ever credit card ā the ICICI HPCL Coral Credit Card (chargeable). Later, ICICI converted it into a lifetime free HPCL Coral Credit Card, and Iām still holding it to this day. š
The first credit card is special for everyone. We all remember the experience of getting our first card š.
Letās share our first credit card experiences...
My experience:
My first credit card was the ICICI HPCL Coral, which I received in 2015. At that time, my home address was not within any bank's serviceable area, so they suggested I apply for a credit card against an FD. However, I wanted an unsecured credit card, so I approached my branch manager and explained my requirement.
He told me that they could issue an unsecured card, but I would need to purchase an ICICI Prudential ULIP policy worth a minimum of ā¹3 lakhs.
At that point, I desperately needed a credit card because my business was in the USA, and I required one for payments. I was unemployed at the time, with a zero CIBIL score, and no bank was willing to offer me a credit card. So, I purchased a policy worth ā¹3 lakhs and received my first-ever credit card ā the ICICI HPCL Coral Credit Card (chargeable). Later, ICICI converted it into a lifetime free HPCL Coral Credit Card, and Iām still holding it to this day. š
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