YesBank Benefits for Yes First Account

[alphapiper]

I am holding a Yes First savings account with a good NRV, was wondering what all benefits can I get from the bank with this?
I don't hold and credit card from yesbank at the moment.
Have eclectic debit card.
My wife also holds an account in yesbank and can add to NRV if required.

 

[LHR]

if you want to get a marquee, then you can easily get one but it isn’t the best card out there right now.

 

[Pissant]

if you want to get a marquee, then you can easily get one but it isn’t the best card out there right now.

I am holding a Yes First savings account with a good NRV, was wondering what all benefits can I get from the bank with this?
I don't hold and credit card from yesbank at the moment.
Have eclectic debit card.
My wife also holds an account in yesbank and can add to NRV if required.

You get 0.015/0.15 on Yes Securities and LTF Demat account. And, Marquee upon keeping 10lks in the account for a few days.

 

[LHR]

You get 0.015/0.15 on Yes Securities and LTF Demat account. And, Marquee upon keeping 10lks in the account for a few days.

50k limit for 5L, 1L for 10L, 2L for 20L and 3L for 30L.

 

[jainsuk]

They are only providing paid Marquee - no FYF or LTF.

 

[LHR]

They are only providing paid Marquee - no FYF or LTF.

the card is basically just gst which is good enough considering the international lounge access and 800rs 3+3 bms offer each month.

 

[Dazzwilliams]

Any other benefits with this Yes First account/Eclectic Debit card?
I don't think there are any pre-approved CCs on maintaining 10L balance

 

[ashwinkashwink is verified member.]

Any other benefits with this Yes First account/Eclectic Debit card?
I don't think there are any pre-approved CCs on maintaining 10L balance

Yes Bank do provide pre approved CC offers for Savings Account holders

 

[fenys]

Yes First Account provides Complimentary Eclectic Card (Now its called Yes First Debit Card) which provides (Int'l & Dom lounge access + Zomato/Blink it promo offer + Movie tkts/F&B offers + Zeo Forex charges + Golf access + High cash withdrawals)

Also, they give Yes securities & Demat services which gives good linked brokerage services along with it's inclusion in your NRV (Net Relationship Value) status for Yes First status (Initially first 2 months it's brokerage is free for certain trade volume)

You also get reward points on day to day banking/non banking transactions.. (Bank Transfers + FD booking + E comm transactions etc)
Initially better savings account interest rates were also attractive when they used to give 3.5%/ 5% /7% interest on account balances but now it's at PAR with other Pvt/Public banks..

Being an NRI, I am not using many bank accounts in India but so far I am liking it considering the premium services/benefits it's giving..

 

[TripleAce]

Yes First Account provides Complimentary Eclectic Card (Now its called Yes First Debit Card) which provides (Int'l & Dom lounge access + Zomato/Blink it promo offer + Movie tkts/F&B offers + Zeo Forex charges + Golf access + High cash withdrawals)

Also, they give Yes securities & Demat services which gives good linked brokerage services along with it's inclusion in your NRV (Net Relationship Value) status for Yes First status (Initially first 2 months it's brokerage is free for certain trade volume)

You also get reward points on day to day banking/non banking transactions.. (Bank Transfers + FD booking + E comm transactions etc)
Initially better savings account interest rates were also attractive when they used to give 3.5%/ 5% /7% interest on account balances but now it's at PAR with other Pvt/Public banks..

Being an NRI, I am not using many bank accounts in India but so far I am liking it considering the premium services/benefits it's giving..

I have Yes First since long but my sweetest BM calls me only to open my son’s (8 year old) account and may open accounts of my unborn children too. Never bothered to tell the USPs of my existing account.
I guess it’s time to call him and #?>£~![_$=%.

 

[fenys]

I have Yes First since long but my sweetest BM calls me only to open my son’s (8 year old) account and may open accounts of my unborn children too. Never bothered to tell the USPs of my existing account.
I guess it’s time to call him and #?>£~![_$=%.

That's funny.. Yes you can open your son's account & can map under your account so it's not required to maintain MAB/NRV criteria for it's own Yes First status.. Even can check if you can get Yes First Debit Card on that new account if poss..

Mainly I like the premium features at no direct hefty cost here..

 

[TripleAce]

That's funny.. Yes you can open your son's account & can map under your account so it's not required to maintain MAB/NRV criteria for it's own Yes First status.. Even can check if you can get Yes First Debit Card on that new account if poss..

Mainly I like the premium features at no direct hefty cost here..

Thanks a lot for highlighting the features.

Regards

 

[fenys]

Thanks a lot for highlighting the features.

Regards

Most welcome.. I really like this community to exchange thoughts & knowledge when shared among others..

 

[kvndsz512]

but without ltf marquee not worth maintain so much balance xD and taking hassle for opening acc and all

 

[fenys]

See.. I have Yes Bank account since 2015.. They do accept any category from the below for Yes First Status

• Average Monthly Balance (AMB) of INR 10 Lakhs & above, across Savings and Current Accounts OR
• Net Relationship Value (NRV) of INR 40 Lakhs & above OR
• Net Salary credit of INR 3 Lakhs & above per month in YES First Salary account OR
• Based on loan relationship

So over certain years, eventually you will have/need at least one premium wealth management (all in one) account..

So in nutshell, this serves the desired purpose.. I do not know much about Marquee as I am really fine with Yes First category & do not have that much local spending to have/maintain Marquee status..

 

[bkext]

I have Yes First since long but my sweetest BM calls me only to open my son’s (8 year old) account and may open accounts of my unborn children too. Never bothered to tell the USPs of my existing account.
I guess it’s time to call him and #?>£~![_$=%.

Do they issue debit card on minor name (less than 5 years)?

 

[fenys]

Also, I get Uber voucher INR 1,000/- (per yr) since last yr for Yes First NRI customers 🙂

 

[fenys]

Do they issue debit card on minor name (less than 5 years)?

Hey I haven't tried yet.. But I think they give when you open another family Jt. account (Guardian + Minor)

 

[fenys]

Do they issue debit card on minor name (less than 5 years)?

Better check once with Branch team