Working Trick to use HDFC Platinum Easy Shop DC to get 1% cashback on CC bill payments

[sinha.rachit]

Platinum Card
Annual fee per Card ₹850 + applicable taxes

• Daily Shopping limits (Domestic & International Combined): ₹ 5 lacs
• Daily ATM withdrawal limits (Domestic & International Combined): ₹ 1 lac

25% discount on tickets booked through BookMyShow up to 250 cashback points per calendar month
Get 2 complimentary lounge visits per calendar quarter at select airports across India.
Visa Concierge service

Golf benefits

• 4 complimentary rounds of green fees per calendar year (not more than 1 round in a single calendar month)
• 12 complimentary golf lessons per calendar year (1 lesson per calendar month)
• Discounted golf services at 50% of the green fee beyond complimentary sessions
• Effective 1st January 2024, you will get complimentary lounge benefit only if you spend ₹ 5000 or more in previous calendar quarter. 

Millennia Card
Annual fee per Card ₹500 + applicable taxes

• Daily Shopping limits (Domestic & International Combined): ₹3.5 Lakhs
• Daily ATM withdrawal limits (Domestic & International Combined): ₹50,000

To compliment your adventurous expeditions, this card gets you 4 complimentary lounges access annually (once per calendar quarter) at domestic airports across India. For the list of lounges where the offer is valid and conditions.
Effective 1st January 2024, you will get complimentary lounge benefit only if you spend ₹ 5000 or more in previous calendar quarter


Buisness Card
Annual fee per Card ₹350 + applicable taxes

• Daily Shopping limits (Domestic & International Combined): Rs. 5 lacs
• Daily ATM withdrawal limits (Domestic & International Combined): Rs. 1 lac

This Debit card gets you complimentary lounge access at airports across India 
Complimentary Lounge Access - 2 per Calendar Quarter. 
Effective 1st  January 2024, you will get complimentary lounge benefit only if you spend Rs. 5000 or more in previous calendar quarter.  


So on comparison the Platinum Card has…
higher spend limit,
BMS discount of ₹250pm (₹3000/yr)
2 lounge access/Quarter
Golf benefits
Seems to be a better deal???

As
Millennia card
Max cash back of ₹4800/yr