Which Platform is the best to pay our credit card bills?

[nandhakumarn]

i used to pay from following apps.

1. Mobikwik - around 12 rupees per card
2. Payzaap - 11 fixed per card
3. cheq - 1% upto 100 but every time we need to verify the card
4. amazon pay - 10 rupees per month ( Multiple transcations)
5. Cred - not fixed but 10 rupees per card

I need any other alternative ways . suggest me.

 

[HumorSimpson]

zavo app with idfc rupay dc

 

[dexter_greycells]

Sooner or later you will realize that it is just an utter waste of time juggling so many apps to partially or fully pay multiple CC bills. At best you will save a few hundreds of rupees per year. At worst you will miss a payment resulting in high penalties/interest or experience payment failure, besides the dozens (or even hundreds) of hours you will spent over the course of the year trying to do all of this.

From all of the above (I have no Cheq experience), CRED is the only one that is designed as a "credit-card payments app" first and everything else later on. It is the opposite for others. I recommend CRED and even Mobikwik for their ability to fetch and remind you of your CC bills and still grant you some rewards when paying through them.

 

[HumorSimpson]

Sooner or later you will realize that it is just an utter waste of time juggling so many apps to partially or fully pay multiple CC bills. At best you will save a few hundreds of rupees per year. At worst you will miss a payment resulting in high penalties/interest or experience payment failure, besides the dozens (or even hundreds) of hours you will spent over the course of the year trying to do all of this.

From all of the above (I have no Cheq experience), CRED is the only one that is designed as a "credit-card payments app" first and everything else later on. It is the opposite for others. I recommend CRED and even Mobikwik for their ability to fetch and remind you of your CC bills and still grant you some rewards when paying through them.

yes. cred to track the bills and zavo to pay the bills.

 

[sunit123]

yes. cred to track the bills and zavo to pay the bills.

My only concern with cred is the permissions it require...You give your kidney and heart to cred....However, it is individual choice..

I am happy with paytm

 

[HumorSimpson]

My only concern with cred is the permissions it require...You give your kidney and heart to cred....However, it is individual choice..

I am happy with paytm

Only sms. .

 

[ccent]

zavo app with idfc rupay dc

IDFC Rupy DC of any specific account variant or any IDFC Rupay DC will work?

 

[HumorSimpson]

IDFC Rupy DC of any specific account variant or any IDFC Rupay DC will work?

normal one too has some rewards but select/wealth have better versions. rupay dc effectively becomes alias for the account dcs.

ie. with rupay dc on select account I get select visa reward rate like upto 50K some 3x points and 10x later on.

 

[sunit123]

Only sms. .

Pls check the link on tick mark at the time of signup.

 

[HumorSimpson]

Pls check the link on tick mark at the time of signup.

can you please elaborate ?

 

[navdeep22]

zavo app with idfc rupay dc

mcc code for paying credit card bill with zavo app?

 

[Mruseless]

zavo app with idfc rupay dc

I am planning to open idfc account for which variant I go 10k or 25 k

 

[sunit123]

can you please elaborate ?

Open cred app on google playstore...Go below to section "Data Safety" and then click on "See details"

 

[HumorSimpson]

mcc code for paying credit card bill with zavo app?

@Abhishek012 @pinki .

 

[HumorSimpson]

I am planning to open idfc account for which variant I go 10k or 25 k

There are existing threads on this topic please discuss there

 

[Mruseless]

There are existing threads on this topic please discuss there

Kindly share the link of that thread

 

[pinki]

@Abhishek012 @pinki .

Not using zavo

Commander might be knowing

 

[HumorSimpson]

Not using zavo

Commander might be knowing

what are you using ma'm ? Why not zavo ?

 

[pinki]

what are you using ma'm ? Why not zavo ?

Using sbi /RBL

Not zavo coz don't have IDFC cards .