Which Debit Card to use for Credit Card Bill Payment in May 2025

[Lalsingh22]

I cannot access this page

https://www.technofino.in/community/threads/sbi-rewardz-accelerated-5x-10x-reward-points-under-monthly-campaigns-no-offer-live-now.31398/

Also is unipay down?
My transaction worth 5k rejected using sbi virtual debit
Any other platform to pay using this card?

For SBI VDC - PhonePe, PayZapp, Navi, Paytm, MobiKwik, Freecharge, BillDesk, etc all of these are applicable for Rewards Points.

Also, all transactions on these platforms through SBI VDC use RUPAY Variant. Processing Fee are being charged on Visa & MasterCard variant by some Platforms.

 

[VISION]

Can someone help if there's a way for RBL EDC?

2days back a user said it is working on zova app... I can't confirm as i don't have it nor used d app

 

[nikhilv0303]

Thank you so much brother. Really helpful. However, for the transactions I did on Freecharge with MCC 4900, I got cashback posted in this month (May).

Which card you used for payment?

 

[Kamalraj]

Yes. 0.59% for transactions < 1975/-and 1.18% for > 1975/-

Then where can use Indus card, or hdfc card

 

[Kamalraj]

Yup, until Rs.1975 charges are 0.59%, above that 1.18%

Then where can use Indus card and hdfc card

 

[iamgroot]

I paid credit card bill using Goodscore, but the amount hasn't been credited to my credit card. It's been around two days, and I haven't received a refund either. Anyone knows how long it takes to get amount refunded?

Mere sath bhi same hua...me disputa kia hu..30k 😖

 

[iamgroot]

Savesage ka mcc code change hua tha suna tha.

new mcc code - 8931

anything left of hdfc millenia dc??even with small charges

 

[Amit_1]

Then where can use Indus card and hdfc card

anything left of hdfc millenia dc??even with small charges

Hdfc Millennia add money to Apay wallet and return to your bank upto 40k to get 400 back

 

[sky_walker_rules]

2 transaction is showing pending since morning on zavo, amount deducted though, anyone else face same issue?

 

[Abhishek012]

2 transaction is showing pending since morning on zavo, amount deducted though, anyone else face same issue?

Kal sunday tha unlogo k pre-fund money khatam ho gaya hoga, itne log pay kar rahe hai toh. Fund karne k baad phir takatak chalne lagega. 🤣🤣

 

[iamgroot]

Hdfc Millennia add money to Apay wallet and return to your bank upto 40k to get 400 back

add money nhi karna.need 2.5%

 

[iamgroot]

Hdfc Millennia add money to Apay wallet and return to your bank upto 40k to get 400 back

apay ko chod ke aur koi app?payzapp loading?

 

[Bhauka23]

apay ko chod ke aur koi app?payzapp loading?

Yes that also works, along with MobiKwik

 

[Linus]

What is the minimum reward points required to redeem SBI VDC points?
Also, what are the redemption charges for gift card and bill pay through SBI Rewardz app?

 

[varkey]

Still working great with IDFC Rupay DC and Zavo. Made payments just few minutes back, points credited as well.

 

[sky_walker_rules]

Any updates on this?

My payment is in the same situation.

Debited from account, not credited to card. Transaction is in 'PENDING' state.

Have mailed Zavo asking for clarification.

Planning to call Zavo tomorrow.

any update on this?

 

[Lalsingh22]

What is the minimum reward points required to redeem SBI VDC points?
Also, what are the redemption charges for gift card and bill pay through SBI Rewardz app?

1. Minimum Rewards Points required - 4
2. CC bill Payment & Pre-paid Mobile Recharge doesn't have any charges, Don't know about other options.
Also, No Redemption charges for Gift Card Purchase but there is a limit.

 

[karanarora]

@Abhishek012 which app is working for Indus Signature DC?

 

[bitterwindvibes]

any update on this?

Transaction now shows failed.
No refund yet.
Will wait 2 more days before following up.

Edit - 27/05/25 - Refund Received.

 

[ritziveer]

Mere sath bhi same hua...me disputa kia hu..30k 😖

I have had similar situation. Amount went to good score but not to CC. I got the refund in 48 hours