Which Debit Card to use for Credit Card Bill Payment in May 2025

[nikhilv0303]

Did you received reward points for “phonepe private limited”
I also got this merchant but then didn’t completed the transaction.

follow i ng

 

[rahul12345]

I was exploring a few apps on the Play Store for credit card bill payments and came across something interesting. One particular app allows credit card bill payments only via another credit card—it doesn't accept debit cards. Of course, it charges a 1.25% fee. What caught my attention even more was the MCC used by the app, which seemed quite unusual.
Please don’t ask me the name of the app—I’m intentionally not sharing it. I don’t know how safe or reliable it is, and I wouldn’t want anyone to risk losing money by trying it.
still someone interest dm me i will share.

 

[SonyTom]

Now starts the DM me posts…..

 

[Kamalraj]

Did you received reward points for “phonepe private limited”
I also got this merchant but then didn’t completed the transaction.

But Goodscore monthly charges leta hai

 

[Phonix_YT]

I am using it only on axis app for axis Bank cc

No idea of zavo, good score and save sage

How to use for axis credit card payment?

 

[Abhishek012]

Did you received reward points for “phonepe private limited”
I also got this merchant but then didn’t completed the transaction.

"Phonepe Recharge" - telecom category

"Phonepe Private Limited" - mcc 5399 (General Merchandise)

These 2 merchant names mostly get on RuPay debit card.

"PHONEPE PVT LTD" merchant name eligible, mcc code 7399 (mostly we get on visa/mastercard dc)

However, you will get all merchant names on all debit card networks.

 

[Prasanna]

@Abhishek012 I have an HSBC Debit Card and Kotak Super Debit Card that offers 5% cashback on E-commerce and POS transactions. Which platform can I use to pay credit card bills and still earn the 5% cashback?

 

[vamsiarun1988]

Did you received reward points for “phonepe private limited”
I also got this merchant but then didn’t completed the transaction.

Did with Indusind waiting for reward points still 😜

 

[ritziveer]

Update: Received Axis Burgundy DC RPs on "Phonepe Pvt Ltd" via Goodscore app.

What is the reward rate?

 

[Credit_Cards]

What is the reward rate?

At max 1% byt again it's axis proceed with caution

 

[vamsiarun1988]

"Phonepe Recharge" - telecom category

"Phonepe Private Limited" - mcc 5399 (General Merchandise)

These 2 merchant names mostly get on RuPay debit card.

"PHONEPE PVT LTD" merchant name eligible, mcc code 7399 (mostly we get on visa/mastercard dc)

However, you will get all merchant names on all debit card networks.

@Abhishek012 bhai Phonepe Private Limited is in small letters while we are gettting PHONEPE PRIVATE LTD in captials. So trying to check if anything changed.

 

[rakeshsajjan45]

will Indus signature debit gives rewards on the goodscore??? @Abhishek012

 

[Kamalraj]

I was exploring a few apps on the Play Store for credit card bill payments and came across something interesting. One particular app allows credit card bill payments only via another credit card—it doesn't accept debit cards. Of course, it charges a 1.25% fee. What caught my attention even more was the MCC used by the app, which seemed quite unusual.
Please don’t ask me the name of the app—I’m intentionally not sharing it. I don’t know how safe or reliable it is, and I wouldn’t want anyone to risk losing money by trying it.
still someone interest dm me i will share.

DM me please

 

[Kamalraj]

Paisa bananey ke liye paisa lagta hai. Kabhi suna hai, "Paise se paisa banta hai aur kharboojay ko dekh ke kharbooja rang badalata hai."

So to get reward, invest. Fintechs have understood the game. Usres tried to beneft with DCs now they are trying to benefit from users. Mostly people want to make big with zero or next to zero investment i.e very little.

Anyways, I personally avoid such apps due to data concerns. So I never share my PAN/Aadhaar here or there.

Agar aapke pass koi aur tarika ho to DM kar do bhai please

 

[harshpreetsingh22635@gmai]

At max 1% byt again it's axis proceed with caution

Upto any cap for this

 

[shu_sha_]

I was exploring a few apps on the Play Store for credit card bill payments and came across something interesting. One particular app allows credit card bill payments only via another credit card—it doesn't accept debit cards. Of course, it charges a 1.25% fee. What caught my attention even more was the MCC used by the app, which seemed quite unusual.
Please don’t ask me the name of the app—I’m intentionally not sharing it. I don’t know how safe or reliable it is, and I wouldn’t want anyone to risk losing money by trying it.
still someone interest dm me i will share.

ZC app 🤣 paisa leke bhag jayega wo

 

[Kamalraj]

HZ app 🤣 paisa leke bhag jayega wo

Bhai pura Naam sahi se batao, ya DM karo 😜

 

[saber.mbt]

Anyone kindly confirm indusind select visa/MasterCard works in good score and fetching points

 

[rahul12345]

i already shared app name.

 

[ksreddy12]

Did transaction on Goodscore today at 05/17/2025 at 12:20PM. Recevied merchant name as "PHONEPE PRIVATE LTD" it was earlier "PHONEPE PVT LTD" .

@Abhishek012

Same for me. I did the transaction today.