Bro, worry not. By the end of this year DC option as payment for CC will disappear from
everywhere.
NPCI will infuse UPI everywhere. So only UPI or Netbanking will be available as a payment mode.
The way people are explotiing DC for CC payments, most of things are over and those on ventilator will be run out of oxygen sooner or later.
NPCI/BBPS will kill everything and establish a monopoly. Uske baad Rupay rahega and every kind of customer benefit will go down the drain and these Rs.2/3/5 cashback from UPI payment will remain. Markets is getting saturated now.