Is SBI VDC working on Cred?
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Which Debit Card to use for Credit Card Bill Payment in May 2025
- Thread starter Abhishek012
- Start date
- Replies 3K
- Views 180K
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- credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
cardgenie
TF Buzz
Alternate method for 1 percent instant cashback instead of using sbi rewards ...
Most of us are already aware but just posting for everyone's benefit...
Download innopay and 1st creditcard billpayment above 10k gives 100 innocoins which can be used to pay next payment
Say if you have 50k credit card bill pending
1. Download innopay and make initial payment of 10k and don't forget to apply coupon code.
2. Make next pending installment using 100 innocoins
3. Logout the app and login using new number and repeat the same steps..it doesn't need kyc so you login with any number From your family or friend
It doesn't need any debit card and it's better than sbi rewards as the cashback is instant and can be used as temporary fix until we get new idfc trick up and running
You may use my refferal code if you want to Express your thanks !
Refferal code : SDPPAOKT
Most of us are already aware but just posting for everyone's benefit...
Download innopay and 1st creditcard billpayment above 10k gives 100 innocoins which can be used to pay next payment
Say if you have 50k credit card bill pending
1. Download innopay and make initial payment of 10k and don't forget to apply coupon code.
2. Make next pending installment using 100 innocoins
3. Logout the app and login using new number and repeat the same steps..it doesn't need kyc so you login with any number From your family or friend
It doesn't need any debit card and it's better than sbi rewards as the cashback is instant and can be used as temporary fix until we get new idfc trick up and running
You may use my refferal code if you want to Express your thanks !
Refferal code : SDPPAOKT
Everyday day time app is not working try after evening or after sometime.
If i pay cc bill using 811 dc will i get cb???
Most probably yes. But, kotak, being kotak. Nobody can guarantee.
I will do after 20th May after checking input from those who attempted last month.
Alternatively you can use Sriram one app for cc bill payment.
Benifits-
Try paying more thann 100 rupees per cc bill payment on each transaction and you can earn 5 rupees worth sriram coins on every transaction. (Note -Maximim 5 payments are allowed per creditcard per month, and payments should be done via sriram one UPI only) and you can use sriram coin for bill payment like inopay.
You can save ₹25 per card for 500 rupees of payment.
After this payment for every card you can use inopay for rest of the due amount.
Benifits-
Try paying more thann 100 rupees per cc bill payment on each transaction and you can earn 5 rupees worth sriram coins on every transaction. (Note -Maximim 5 payments are allowed per creditcard per month, and payments should be done via sriram one UPI only) and you can use sriram coin for bill payment like inopay.
You can save ₹25 per card for 500 rupees of payment.
After this payment for every card you can use inopay for rest of the due amount.
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Half Human
TF Ace
Does they support DC??
Prem03
TF Premier
Ye chillar ikattha karne ki trick pakka Arindom baba ki hogi
No they don't. Only UPI
Aegon
TF Premier
Appreciate your effort in sharing tricks in the forum, but people pay lakhs of bill every month.
Definitely not worth the effort and how many new accounts would they need to keep opening everytime they want to pay CC bill of mere 10k
@Abhishek012 trying to pay loan emi in save app. getting error that "payments above 2000 arent supported in a single txn for this biller". but there's no option to pay custom amount.
cardgenie
TF Buzz
This may help small bill payers say below 50k and would help users with no sbi virtual dc. Also, there is no waiting for additional bonus rewards for milestone.
Also, upon entering new number it's just new otp all we have to do to create new account.
Also, it's 100 per 10k ..so large bill can be split into 10k there by making 100 per each payment. But yes I agree bills worth lakhs are little difficult to pay using this method
Hence this does decent job until some new idfc hack is discovered
I could get 2 percent using such small hacks like tide, au bank, Indie, shriram and inno.
Phonix_YT
TF Select
Recently got SBI virtual DC,
Have few Question.
1. which is the best platform or app to pay cc bill of any bank
2. will i get 1% value if bill amount is less than 50k
3 will i get 1% value if bill amount is more than 50k (will i get 1k cashback for 1Lakh payment)
4. Milestone will activate after 50K only.
Have few Question.
1. which is the best platform or app to pay cc bill of any bank
2. will i get 1% value if bill amount is less than 50k
3 will i get 1% value if bill amount is more than 50k (will i get 1k cashback for 1Lakh payment)
4. Milestone will activate after 50K only.
VDC clarified
New
1. You can use it on any platform. Same reward rate.
2. The actual reward rate is 0.5% not 1%. The extra 0.5% is only when your total spends using it crosses 50K no matter whether in one bill or any other txns in coming months. It is cumulative 50K. So ek saal mein bhi 50K pura bharoge toh bhi it will come.
3. If bill is more than 50K you can pay in parts because VDC per day limit is max. 50K. Over this txn declines. So pay 50K one day and rest next day.
4. Milestone triggers at every 50K once you cross it.
Currently we don't know whether milestone will come at 50K or not but at 1 Lakh it will come.
So SBI DC reward rate is actually 0.25%-1% with conditions apply.
SatyG
TF Select
1. Phonepe, Mobikwik in my opinion
2. 0.5% is base rewards, milestone is for each 1lakh spend (aggregated) within a FY
3. Same as 2
4. Milestone has changed from 50k to 1lakh now. Earlier I used to get milestone points at the rate of 1000points/50k spend, but now it's credited at a rate of 1000points/1lakh
Hemang
TF Legend
4th point kab se change hua hai bhai ?
SatyG
TF Select
Since last month, at least for me it has happened. Not sure if they will post the remaining points later at the end of FY.
Half Human
TF Ace
Zavo App - The Dirty shit.
Everybody knows this app was a fav till May 3.
Personally I was still able to use this app, via other means.
Now today I opened the app - it's all reset
Asked my number - entered. Wanted to do kYC again- entered PAN. now they are saying that the pan is already registered Nd try with new pan.
This means, the cashback S that was accrued on Zavo till date, which they kept frozen for 90 days is just bitter grapes.
What a scam. Faked 2% real money cashback per txn, used the PAN, got the data, and stopped the app?
If the founder is here - Glad that you did not mess with Statham or Neelson.
Aisa aur koi app hai kya log ke pass??
Everybody knows this app was a fav till May 3.
Personally I was still able to use this app, via other means.
Now today I opened the app - it's all reset
Asked my number - entered. Wanted to do kYC again- entered PAN. now they are saying that the pan is already registered Nd try with new pan.
This means, the cashback S that was accrued on Zavo till date, which they kept frozen for 90 days is just bitter grapes.
What a scam. Faked 2% real money cashback per txn, used the PAN, got the data, and stopped the app?
If the founder is here - Glad that you did not mess with Statham or Neelson.
Aisa aur koi app hai kya log ke pass??
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