Which Debit Card to use for Credit Card Bill Payment in May 2025

[cardio_guycardio_guy is verified member.]

@thomas.lunakutty I see that some per lakh milestone points have started flowing in to rewardz account. I can confiirm only after the full points are credited whether it's for 1L or 50k. It comes in batches of 1000 points. So only after the whole bonus milestone points are credited, we can get the correct number. I have kept a tab of the spends. We will get a clearer picture after some more weeks maybe.

 

[Abhishek012]

IDFC DC Payments for CC Bills are getting failed on savesage...can someone try small payment and chk plz ...Thanks...

I tried sometime back. Its working completely fine. I used the Visa card rather than the FirstTap

Savesage reply - we are in discussions with PayU to reduce the conversion fee to 0% for payments made via RuPay Debit cards.

SaveSage Club

SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programs

savesage.co

 

[Abhishek012]

shit I was using sbi unipay with sbi virtual rupay dc..
does sbi unipay not work?
if no, which portals to use?

RuPay variant, all websites/apps working - paytm app, phonepe app, freecharge, payzapp, billdesk website, sbi unipay etc etc

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

 

[prankster]

Good sire, thou deservest great respect

Savesage reply - we are in discussions with PayU to reduce the conversion fee to 0% for payments made via RuPay Debit cards.

 

[Abhishek012]

paytm not accepting my sbi vdc showing error after entering details

Paytm app accept RuPay variant without any extra charges.

or use any other apps - phonepe app, freecharge app, sbi unipay, payzapp app, billdesk website without any extra charges on RuPay.

 

[shu_sha_]

Good sire, thou deservest great respect

Pahle 0% conversion fees to aane do phir sab milke 100 topon ke salami denge commander ko

 

[Abhishek012]

Pahle 0% conversion fees to aane do phir sab milke 100 topon ke salami denge commander ko

Abhi ek aur company ready hai apna BBPS se CC bill pay launch karne k liye.

Baat chal raha hai uska.

 

[Abhishek012]

View attachment 96550 Why this issue for redemption???? I had redeemed 8k points for Swiggy money … about a week ago! Anyone knows why?

Pay credit card bill dude.

 

[VISION]

What about milestone rewards?.. Will it credit in 2-3 days after milestone reached or will it take 20-30 days?

till march 25 , milestones were credited within 10days of the next month.. but last month(april) they credited on month end(due to financial year end). This month haven't received yet.. but they be by month end.. so there may be or will be delays but points will come sure.

 

[SANDEEP19]

Savesage reply - we are in discussions with PayU to reduce the conversion fee to 0% for payments made via RuPay Debit cards.

SaveSage Club

SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programs

savesage.co

I am unable to pay my brother credit card bill payment from my savesage app any one please guide me

 

[thomas.lunakutty]

@thomas.lunakutty I see that some per lakh milestone points have started flowing in to rewardz account. I can confiirm only after the full points are credited whether it's for 1L or 50k. It comes in batches of 1000 points. So only after the whole bonus milestone points are credited, we can get the correct number. I have kept a tab of the spends. We will get a clearer picture after some more weeks maybe.

Cool, thank you. Appreciate it.

Considering the IDFC options are now gone, I will start using the SBI VDC for credit card payments from June 1st as well , so I will be doing the same too (keeping tab of spends/ tracking etc). I should be able to corroborate what you are seeing as well.

 

[cardio_guycardio_guy is verified member.]

Why this issue for redemption???? I had redeemed 8k points for Swiggy money … about a week ago! Anyone knows why?

Oops,. if this is coming, then it is a huge devaluation.

 

[desiviru]

Arz kiya hai, gaur mat farmayiye, apna kaam kijiye aur yaha se jayiye. 🤣

Zindagi Ek Haseen Sapna Thi,

Jab HDFC BillPay pe MCC 4900 tha aur CC user ke khawab thay paltay,

Zindagi Ek Haseen Sapna Thi,

Jab Unipay pe Sab CC/DC chaltay,

Zindagi Ek Haseen Sapna Thi,

Jab Setu pe thi 4900 ke baad 5311 ki boondo ki thi byochhaar,

Ab kuch khaas ni hai bacha, toh zindagi 2 dhaari talwar.

Bill hai chaar, dc hai chaar, bina badiya site/app ke zindagi lachaar.

CC: @6ix9ine @Aniket @Centurion_wala @kuchbhi @pinki @Hemang @2025 @Ash8 @SSV @Abhishek012 @Mr. Bean

 

[hender]

Arz kiya hai, gaur mat farmayiye-ga, apna kaam kijiye aur yaha se jayiye. 🤣

Zindagi Ek Haseen Sapna Thi,

Jab HDFC BillPay pe MCC 4900 tha aur CC user ke khawab thay paltay,

Zindagi Ek Haseen Sapna Thi,

Jab Unipay pe Sab CC/DC chaltay,

Zindagi Ek Haseen Sapna Thi,

Jab Setu pe thi 4900 ke baad 5311 ki boondo ki thi byochhaar,

Ab kuch khaas ni hai bacha, toh zindagi 2 dhaari talwar.

Bill hai chaar, dc hai chaar, bina badiya site/app ke zindagi lachaar.

CC: @6ix9ine @Aniket @Centurion_wala @kuchbhi @pinki @Hemang @2025 @Ash8 @SSV @Abhishek012 @Mr Bean

Chai pakora aur apki shyari, aur kya chahiye life mein...🤩

 

[pankaj1122]

Meri kismat khrb..Sala debit Card nhi sbi ka..so cmt login to netbanking...And cannot request new Card..and cant visit Bank...And now can only read ur comments and feel like Missing a Lot 😒

Koi trick btao Jisey Mai Debit Card order kr sku...Mere pas netbanking pwd nhi hai...and no way to reset that without debit Card or Bank visit 😒

 

[desiviru]

Meri kismat khrb..Sala debit Card nhi sbi ka..so cmt login to netbanking...And cannot request new Card..and cant visit Bank...And now can only read ur comments and feel like Missing a Lot 😒

Koi trick btao Jisey Mai Debit Card order kr sku...Mere pas netbanking pwd nhi hai...and no way to reset that without debit Card or Bank visit 😒

Apply for new card by calling CC or get the password for IC by requesting at branch. It will be delivered to your address or come to branch where you need to collect. After getting the password, use YONO to generate VDC if on netbanking gives error.

 

[ShadowMonarch]

Pay credit card bill dude.

I did try …. It keeps it on pending status. And points got credited back in 2 hours . The bill payment keeps failing.

 

[Akshith]

Offline account?
You can open savings account via yono app no need to visit branch.
ZERO AMB
Rupay variant

my mother is holding a zero balance account it doesn't have option to generate virtual rc, can I open another acccount online?

 

[mobsol2017]

Bhai pahele tum patience ki goli kha lo.

Use this image while suggesting sbi vdc there are many new account holders here who are surely spamming cc for not receiving points for cc bill payments soon or later sbi vdc going to die just like other debit cards for cc bill payment. Everyone new to sbi need to understand "Patience is a key with sbi if you don't have don't go for sbi"

 

[telescope]

card not getting saved in freecharge.