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Which Debit Card to use for Credit Card Bill Payment in May 2025

I was just pulling your leg. Don't worry. 🙂

No one can know user's IP address until you are a SE with an edge or admin itself of a forum.
OMG,
I was NOT afraid, since i am a software developer with networking.
Also i knew the fact that, i am not different than cardio...

But seriously doubting if you are from bank 🙂
 
Thanks for this...but which app to use for doing this payment?
When reader is unable to figure out that's where I come to rescue.

@sadhunath Clearly telling your to use IDFC Wealth / Select Acc. DC. But currently some working, some not.

@NAITIK14 A simple advice: You look for what options you have available with you and then choose which one will give you best benefit.
 
Where does one check the SBI reward points?
I generated the SBI Virtual Rupay card and paid Amex bill via the same yesterday. (Paid 4k)

Where do I go and check the associated rewards and also what are the options to redeem?
Also, it the credit instant or takes time?

cc: @Abhishek012
Base reward + virtual bonus will credit within 7 days, check here - https://rewardz.sbi/

Note - if your account is new or card is new then maybe rewards will credit within 2-3 months but dnt worry all your transaction reward points will credited.
 
When reader is unable to figure out that's where I come to rescue.

@sadhunath Clearly telling your to use IDFC Wealth / Select Acc. DC. But currently some working, some not.

@NAITIK14 A simple advice: You look for what options you have available with you and then choose which one will give you best benefit.
Hey bro, if you know any such app, and okay to share, could you please DM??

I can't DM you bro, that's why
 
Zavo is closed for IDFC debit, SaveSage is charing some amount, I have still 50K bill to be paid and already used Zavo with IDFC card for 75K so that means if I get any option to pay with IDFC - it is 10x. Please can some one DM me, if there is any other way available if we dont wanna disclose in public to avoid that also get closed in future. Thanks
 
It seems SBI VDC does not always work, Since 1st May I have made multiple transactions (CC payment) via Unipay, Freecharge and paytm and other transaction for a EMI payment.
I got points for transaction done on 1st May as a test transaction of 5000 and 8000 on different platform and got points for both of them then did daily 50K transaction again on those platform did not get points.
On May 4 too did a CC payment and a EMI payment. The EMI payment points are now available but no points for the CC transaction.
 
It seems SBI VDC does not always work, Since 1st May I have made multiple transactions (CC payment) via Unipay, Freecharge and paytm and other transaction for a EMI payment.
I got points for transaction done on 1st May as a test transaction of 5000 and 8000 on different platform and got points for both of them then did daily 50K transaction again on those platform did not get points.
On May 4 too did a CC payment and a EMI payment. The EMI payment points are now available but no points for the CC transaction.

People here won't be ever able to understand the mysterious world of SBI Rewardz. SBI is always a hit or miss thing.

CC: @6ix9ine
 
It seems SBI VDC does not always work, Since 1st May I have made multiple transactions (CC payment) via Unipay, Freecharge and paytm and other transaction for a EMI payment.
I got points for transaction done on 1st May as a test transaction of 5000 and 8000 on different platform and got points for both of them then did daily 50K transaction again on those platform did not get points.
On May 4 too did a CC payment and a EMI payment. The EMI payment points are now available but no points for the CC transaction.
lo patience ki goli khao -

overuse-of-medicine.webp
 
I have used Mobikwik for credit card payment via VDC in all last 4 days. Got points for 1st and 4th May transactions. I think it is temporary delay due to Saturday and Sunday, and will be credited automatically/manually soon.
I got points for Paytm transaction as well. Don't know about Bajaj finserV as I did that transaction on 3rd May.
 
I have used Mobikwik for credit card payment via VDC in all last 4 days. Got points for 1st and 4th May transactions. I think it is temporary delay due to Saturday and Sunday, and will be credited automatically/manually soon.
I got points for Paytm transaction as well. Don't know about Bajaj finserV as I did that transaction on 3rd May.
Atleast some people here analyze themselves. You are one of them. :cowboy-hat-face:
 
I have used PhonePe for the SBI VDC most of the time. The points get credited within 2- 3 days all the time. Mobikwik has been reliable as well. Don't know why people are trying out different platforms unnecessarily when these 2 platforms along with Paytm work perfectly without any issue.

Unipay has its own set of problems, so it's not worth the headache.
 
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