Which Debit Card to use for Credit Card Bill Payment in May 2025

[Madhur]

But this is giving a shitting error "network error" on OTP page 🤣

Savesage has 0.59% charges. But don't know it's giving RP or not

 

[amazon_fan]

Use idfc card for credit card payment on Just Dial.
Payment amount: 100000
Platform charge 1.18%
Total payment: 101180

Now RP value will be 335+1250 = 1585 rupees

Profit: 1585 -1180 = 405
Profit percentage = 0.4%

pls consider the redeem charges as well

 

[VikasBhindwar]

Use idfc card for credit card payment on Just Dial.
Payment amount: 100000
Platform charge 1.18%
Total payment: 101180

Now RP value will be 335+1250 = 1585 rupees

Profit: 1585 -1180 = 405
Profit percentage = 0.4%

Plus GST...It will come to 2.124%. Better to use SBI then

 

[Madhur]

Plus GST...It will come to 2.124%. Better to use SBI then

No, including GST.
1% Platform charge & 18% GST, that is why 1.18%

 

[Madhur]

pls consider the redeem charges as well

But that will become negligible if you will redeem big amount of RPs at once.

 

[Abhishek012]

s

sbi vdc not working on phonepe, free charge,paytm 🫠🫠

Only SBI Virtual RuPay DC working, first check your card is activated and ecom enabled or not.

Virtual card max limit 50k per day, dnt pay more than 50k.

 

[hackymanoj]

Black or Privilege?

HDFC Diners Black

 

[Abhishek012]

@Abhishek012

Will just dial or savesage app will give 5% cashback for HSBC premier salary debit card for paying credit card bill?

AFAIK yes.

SaveSage Club

SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programs

savesage.co

 

[nikhilv0303]

AFAIK yes.

SaveSage Club

SaveSage helps you maximise rewards and discounts from your credit cards and loyalty programs

savesage.co

Abhishek bhai, on HSBC thread someone mentioned cash back is only on offline spends! Is that correct?

 

[Abhishek012]

Use idfc card for credit card payment on Just Dial.
Payment amount: 100000
Platform charge 1.18%
Total payment: 101180

Now RP value will be 335+1250 = 1585 rupees

Profit: 1585 -1180 = 405
Profit percentage = 0.4%

So basically, after crossing 50k, 2.5% - 1.18% = 1.32% not bad. Better than most other options.

Yeh sahi hai sab koi ko ishi ko use karne chahiye.

But savesage k charges kam hai. Justdial se.

 

[Abhishek012]

Abhishek bhai, on HSBC thread someone mentioned cash back is only on offline spends! Is that correct?

offline/online both eligible.

 

[hims007sagar]

Yeh sahi hai sab koi ko ishi ko use karne chahiye.

@Abhishek012 Bhai Zavo app se nhi milenge rewards IDFC Rupay Firsttap par? Ek baar btaana

 

[honey_jpr]

Paid 50k flawlessly from SBI Unipay portal with SBI VDC, exhausted IDFC FirstTap Limit already.

 

[honey_jpr]

@Abhishek012 Bhai Zavo app se nhi milenge rewards IDFC Rupay Firsttap par? Ek baar btaana

DC option no more visible in the app

 

[messi_10]

Yeh sahi hai sab koi ko ishi ko use karne chahiye.

Bhai, target jd now. Go for it, time for you to make new notes for copy and paste replies to each one who asks now for what option is left.

 

[Abhishek012]

Bhai, target jd now. Go for it, time for you to make new notes for copy and paste replies to each one who asks now for what option is left.

Savesage me charges kam hai.

 

[2025]

Yeh sahi hai sab koi ko ishi ko use karne chahiye.

But savesage k charges kam hai. Justdial se.

Savesage me charges kam hai.

Dono toh same hay na? I mean if we pay more than 2k per txn?
---
Koy sbi cashback option DM kar dijiye pls. Jo aap aapne liye use kartey ho. Wo wala.

 

[Anukul011]

No, including GST.
1% Platform charge & 18% GST, that is why 1.18%

Platform fee is 1.8% , I just tried paying

 

[skyreader]

Yeh sahi hai sab koi ko ishi ko use karne chahiye.

But savesage k charges kam hai. Justdial se.

Hi...how to use savesage to pay cc bill via DC?..Will one get RP for using IDFC DC?
And for JD, do we need to use app or website to get RP on using IDFC DC?
Thanx in advance for your reply...

 

[Madhur]

Hi...how to use savesage to pay cc bill via DC?..Will one get RP for using IDFC DC?
And for JD, do we need to use app or website to get RP on using IDFC DC?
Thanx in advance for your reply...

Working fine for me on JD website using IDFC DC.