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Which Debit Card to use for Credit Card Bill Payment in May 2025

what's the merchant name you get on freecharge ? when adding your card ?

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

Ios app - https://apps.apple.com/in/app/zavo-rewards-loan-repayment/id6738023310

You can use the Zavo app to pay credit card bills using an IDFC Firstap RuPay debit card and earn rewards.

Note - if otp not receive then check your whatsapp for otp.
paid thru zavo and got 2000 pts for first 1k transaction and then only 100 pts for next 7k
 
IDFC First Bank is working fast on the querries, got the revert call for the mcc query within 20 minutes,

ZAVO App Details:
Merchant Name: Legalpaytech
MCC code: 5413

Might change in future, let's see.
Bhai kya khujli thi MCC puchne ki. The Zavo app only supported the Rupay Debit card. Above already confirms that IDFC First tap and SBI VDC are working fine for RP.
 
Any one able to pay by ZAVO as I am getting error stating funds not getting collected from Bank, while I check with IDFC bank and they say OTP is triggered so issue is not ours.
same error for me also since yesterday morning, till otp it is fine, after entering, zavo shows money not debited from bank error and payment gets failed. firstap works fine as I have checked by adding money to amazon wallet. Looks like it is some issue from zavo.

however, I am able to use the other idfc account's firstap dc in the same zavo account and it is working fine. @Abhishek012
 
IDFC First Bank is working fast on the querries, got the revert call for the mcc query within 20 minutes,

ZAVO App Details:
Merchant Name: Legalpaytech
MCC code: 5413

Might change in future, let's see.
There is 3 payment gateway available on Zavo app (all eligible for rewards)

some transaction showing under CC category.
some transaction under loan EMI
and transaction under other category.
 
Bhai kya khujli thi MCC puchne ki. The Zavo app only supported the Rupay Debit card. Above already confirms that IDFC First tap and SBI VDC are working fine for RP.
Abhi ek banda whatsapp pe bole ja raha hai, IDFC customer care ko call kar k puchu MCC code ? call kar k puchu MCC code ?

kiye ja raha hai. Mai bol raha hu usko reward mil raha hai aur usko mil bhi gaya reward but phir bhi IDFC customer care ko call kar k usko mcc code janna hai.
 
same error for me also since yesterday morning, till otp it is fine, after entering, zavo shows money not debited from bank error and payment gets failed. firstap works fine as I have checked by adding money to amazon wallet. Looks like it is some issue from zavo.

however, I am able to use the other idfc account's firstap dc in the same zavo account and it is working fine. @Abhishek012
Wait 24 hrs bro and retry, also check your last transaction date and time and pay after 24hrs.

also check your ecom limit.
 
Abhi ek banda whatsapp pe bole ja raha hai, IDFC customer care ko call kar k puchu MCC code ? call kar k puchu MCC code ?

kiye ja raha hai. Mai bol raha hu usko reward mil raha hai aur usko mil bhi gaya reward but phir bhi IDFC customer care ko call kar k usko mcc code janna hai.
MCC to kuch recurring payment and autopay ke liye lag raha. I hope IDFC points deduct an kar le
 
Abhi ek banda whatsapp pe bole ja raha hai, IDFC customer care ko call kar k puchu MCC code ? call kar k puchu MCC code ?

kiye ja raha hai. Mai bol raha hu usko reward mil raha hai aur usko mil bhi gaya reward but phir bhi IDFC customer care ko call kar k usko mcc code janna hai.
Wo jo ek kida hota h na. Wo kisi kisi me machlata rahta h.
 
I am able to save idfc rupay debit card in freecharge but while paying credit card bill, it doesnt come up as saved card and I dint get reward points at all for the transaction.

Is the freecharge method also gone now?
 
I am able to save idfc rupay debit card in freecharge but while paying credit card bill, it doesnt come up as saved card and I dint get reward points at all for the transaction.

Is the freecharge method also gone now?
Ya,

Zavo app - https://play.google.com/store/apps/details?id=com.zavo.app&hl=en_IN

Ios app - https://apps.apple.com/in/app/zavo-rewards-loan-repayment/id6738023310

You can use the Zavo app to pay credit card bills using an IDFC Firstap RuPay debit card and earn rewards.

Note - if otp not receive then check your whatsapp for otp.
 
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