Which Debit Card to use for Credit Card Bill Payment in July 2025

[tech_geek]

Done 3 transactions on z-a-v-o today amounting 99500 and got only 2x point but not 10x.Points credited instantly.Any chances to get them later?

 

[Hihihi]

Yes, now merchant name and mcc got changed, previously name Phonepe Pvt Ltd and mcc is 5399, now Phonepe payment gateway show merchant name goodscore and mcc 6012

I got points on good score merchant name at 11pm yesterday

 

[neo.puneet]

i paid 99rs fee then realized the minimum bill should be 2 lacs, mine was 1.95 lacs. and now you all are saying that this trick is no more 😢

 

[Kamalraj]

I got points on good score merchant name at 11pm yesterday

Mujhe bhi mila tha

 

[sidmanraj]

>I'm using phonepe for h_S_b_c. It has the least charges 0.3% upto 2k. MCC received: 4814

Have you received cashback?

whats the merchant name in payment page?

 

[Amit_1]

Done 3 transactions on z-a-v-o today amounting 99500 and got only 2x point but not 10x.Points credited instantly.Any chances to get them later?

I've paid ~1Lac today, got proper rewards as per structure

yesterday txns has some points conflict !!

Don't know what's going on with IDFC

 

[Amit_1]

I got points on good score merchant name at 11pm yesterday

Mujhe bhi mila tha

So MCC 6012 is not excluded in ID_FC DC rew_ards

 

[snike1792]

Done 3 transactions on z-a-v-o today amounting 99500 and got only 2x point but not 10x.Points credited instantly.Any chances to get them later?

Same here. Even I didn't get the 10x points.

 

[Hihihi]

So MCC 6012 is not excluded in ID_FC DC rew_ards

Not sure what was the MCC yesterday. As I got good score not goodscore. Maybe the MCC changed today. If anyone has done any transaction today can they confirm?

 

[Hihihi]

@Abhishek012 bhai July ka koi naya app hai kya? 😛

 

[Kamalraj]

So MCC 6012 is not excluded in ID_FC DC rew_ards

6012 aaj se hai kal nahi tha kal 5399 tha mcc

 

[hackymanoj]

Even for zavo, it doesn't seem the points are getting credited instantly. I have paid 98k an hour ago but points are yet to be credited

 

[pkpr]

i paid cc bill via zavo, bill processed successfully but yet not credited to cc

@Abhishek012 sir due date is tomorrow, should i wait or pay via other methods?

 

[Harsha308]

Is zavo app safe?

 

[rockstar94]

Is zavo app safe?

For me most of the transactions are successful, for failed transactions I got refund as well

 

[Kartik]

Where do I do my credit card payment using idfc debit card to earn cashback?

 

[PRIYANSHU_]

I don’t have the IDFC FIRST Tap debit card, and I’m facing some issues while trying to apply for one. Can I use the IDFC Wealth debit card on Zavo instead?

 

[bansalp]

savesage on H_S_B_C is giving MCC as 7392. Is it eligible for 5% cashback?

 

[jyothisthaliath]

Is there any way or trick to achieve first 50k payment without making credit bill pay or any other billpay in idfc debit card?

Pay bill for others 😊

 

[galamonic]

Any app / website which accepts debit cards without convince fees?

Payzapp has stopped accepting non-hdfc bank debit cards.

And cred has limit of 50K and above.