@Abhishek012 - can you pls confirm?
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Which Debit Card to use for Credit Card Bill Payment in June 2025
- Thread starter Abhishek012
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- credit card debit card hdfc kotak rbl rupay sbi upi visa wallet
mera to nhi aya..aaaj tak.mail id he ky zavo ka?
Salman925492
TF Select
support@thezavo.com app me mila
Mera bhi kal 2k payment deducted hua lekin card pe credit bhi nhi hua nahi app me show kar raha hai. Maine inko mail Kiya hai thodi der pehle Saare details diya hu.
Not exactly. Read the first post. As per the first post, major differences are in max capping per month, welcome reward points, and other non 10x spends.
Upto 50k all have negligible rewards.
Edit: But yes, better. The cost to get that extra better is probably more than the benefits. It's your choice. Also look at other benefits and costs for having private vs wealth to take a concrete decision based on your use cases.
Last edited:
amazon_fan
TF Select
| Acc Type | Welcome points | Monthly Cap | Till 50K Online | Till 50K Offline | Post 50K On/Offline | Max. Pts | Max. Spend |
| General | 2000 | 8,000 | 0.33% | 0.17% | 1.67% | 8000 | 1,60,000.00 |
| Select | 4000 | 30,000 | 0.50% | 0.33% | 2.50% | 30000 | 3,40,000.00 |
| Wealth | 8000 | 50,000 | 0.67% | 0.50% | 2.50% | 50000 | 5,36,660.00 |
| Private | 20000 | 5,00,000 | 1% | 0.67% | 2.50% | 500000 | 50,30,000.00 |
Above is my extract from the 1st post. Correct me if wrong.
Main attraction is 1% till 50K in online.
amazon_fan
TF Select
For someone spending 1 Lakh online.
| Spending | 1,00,000 | ||||
| Acc Type | Till 50K Online | Amount | Post 50K On/Offline | Amount | Total |
| General | 0.33% | 165 | 1.67% | 835 | 1,000 |
| Select | 0.50% | 250 | 2.50% | 1,250 | 1,500 |
| Wealth | 0.67% | 335 | 2.50% | 1,250 | 1,585 |
| Private | 1% | 500 | 2.50% | 1,250 | 1,750 |
Bhai ye batao agar mein tumhe 165 upi kardu per 100k
toh tumhe private nahi chahiye?
amazon_fan
TF Select
Yes, very negligible rewards, I got it it is just Rs 165. But when they made 1%, i thought it would be huge. But does not make sense to keep huge amt for that sake.
amazon_fan
TF Select
yes, i got it.
For private conditions are: https://www.idfcfirstbank.com/terms-and-conditions/privilege-banking-terms-conditions
C. First Private
✔ Minimum Average Monthly Balance (AMB2) of Rs. 1 Crore in Saving Account (Consistent 6-month AMB to be maintained in saving account at a customer level / group level) OR
✔ Minimum Asset Under Management (AUM4) of Rs. 1 Crore at a customer / group level, OR
✔ Minimum Overall Relationship Value (ORV3) of Rs. 3 Crore at a customer /group level
C. First Private
✔ Minimum Average Monthly Balance (AMB2) of Rs. 1 Crore in Saving Account (Consistent 6-month AMB to be maintained in saving account at a customer level / group level) OR
✔ Minimum Asset Under Management (AUM4) of Rs. 1 Crore at a customer / group level, OR
✔ Minimum Overall Relationship Value (ORV3) of Rs. 3 Crore at a customer /group level
Did you do transaction dispute
Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gv)
Read the full post carefully, and I had also shared proof of the 5% cashback coins, which I redeemed as an Amazon gift voucher (1 coin = ₹1). 5% and 2% cashback coins will credit within a week.
Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gift voucher)
Updated - Cashback coins now credited within 2 hours.
App link -
invite.adityabirlacapitaldigital.app
Note - Old user also working, if you already paid credit card bill last month.
Short Explain -
First time pay Rs5000 during offer period & get 5% upto 250 (first time 5k compulsory during offer period to get 250).
Then 2nd time pay Rs12,500 & get full 2% upto 250 (minimum 2k...
Updated - Cashback coins now credited within 2 hours.
App link -
Aditya Birla Capital: Loans, Investments, Insurance, UPI & Bill Payments and More
Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.
Note - Old user also working, if you already paid credit card bill last month.
Short Explain -
First time pay Rs5000 during offer period & get 5% upto 250 (first time 5k compulsory during offer period to get 250).
Then 2nd time pay Rs12,500 & get full 2% upto 250 (minimum 2k...
Kis card se pay karna hai? Larger amounts ke case mein kya karna hai? Thoda vistaar se bataiye Guruji!Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gv)
Read the full post carefully, and I had also shared proof of the 5% cashback coins, which I redeemed as an Amazon gift voucher (1 coin = ₹1). 5% and 2% cashback coins will credit within a week.
Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gift voucher)
Updated - Cashback coins now credited within 2 hours.
App link -
Aditya Birla Capital: Loans, Investments, Insurance, UPI & Bill Payments and More
Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.
Note - Old user also working, if you already paid credit card bill last month.
Short Explain -
First time pay Rs5000 during offer period & get 5% upto 250 (first time 5k compulsory during offer period to get 250).
Then 2nd time pay Rs12,500 & get full 2% upto 250 (minimum 2k...
UPI se pay karna hai credit card bill.
First time pay Rs5000 during offer period & get 5% upto 250 (first time 5k compulsory during offer period to get 250).
Then 2nd time pay Rs12,500 & get full 2% upto 250 (minimum 2k compulsory)
Total 250/500 coins to redeem on Rs250/Rs500 Amazon gv (1 coins = Re1)
Baki post me padhlo detail me.
Read. Thanks man! Ek billing cycle ka Jugaad toh ho gaya 😅.
Pravin1156
TF Premier
I paid 5000 using upi but no coins earned. Anyother earned 250coins
Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gv)
Read the full post carefully, and I had also shared proof of the 5% cashback coins, which I redeemed as an Amazon gift voucher (1 coin = ₹1). 5% and 2% cashback coins will credit within a week.
Loot - 5% cashback coin on Credit Card bill pay & 2% on subsequent payment (Redeem on Amazon gift voucher)
Updated - Cashback coins now credited within 2 hours.
App link -
Aditya Birla Capital: Loans, Investments, Insurance, UPI & Bill Payments and More
Discover a world of financial solutions at Aditya Birla Capital – your trusted partner for investments, insurance, loans, and a wide range of financial services in India.
Note - Old user also working, if you already paid credit card bill last month.
Short Explain -
First time pay Rs5000 during offer period & get 5% upto 250 (first time 5k compulsory during offer period to get 250).
Then 2nd time pay Rs12,500 & get full 2% upto 250 (minimum 2k...
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