Which Debit Card to use for Credit Card Bill Payment in June 2025

[BhaiyaJi]

What about per 50k limit? If bonus is gone now can we spend 1L per day?

 

[6ix9ine]

Still VDC = no AMC for card, PDC = Rs 200 + GST = Rs 236/- per year.
Just because virtual bonus points are gone, don't apply for PDC.

Depends.

If someone has opened SBI account just for cc bill payments, then definitely no point in opting for PDC.

But, I have a higher variant debit card linked to my salary account, and I use that DC often. So, there is no reason for me to close the PDC.

Plus, I don't pay any fees.

 

[6ix9ine]

What about per 50k limit? If bonus is gone now can we spend 1L per day?

With physical? Of course, yes.

 

[Finchamp!]

Ok. I dont think it's advisable to risk Personal data on new/ tentative apps. While I have the requisite DCs, I will, with a heavy heart, go back to CRED/ Cheq.

 

[kalyan324]

Ok. I dont think it's advisable to risk Personal data on new/ tentative apps. While I have the requisite DCs, I will, with a heavy heart, go back to CRED/ Cheq.

That's the main reason till now I haven't logged in Zavo even though the benefit is more when compared to SBI DC

 

[darkjediknight]

Ok. I dont think it's advisable to risk Personal data on new/ tentative apps. While I have the requisite DCs, I will, with a heavy heart, go back to CRED/ Cheq.

I don't feel our data is personal anymore. Who says cred and cheq are not selling it as well?

 

[nikhilv0303]

For SBI VDC, is the 1000 pts per 1 lakh spend milestone still there, or even that is removed?

 

[Pravin1156]

For SBI VDC, is the 1000 pts per 1 lakh spend milestone still there, or even that is removed?

It's still there for both VDC & PDC

 

[Finchamp!]

I don't feel our data is personal anymore. Who says cred and cheq are not selling it as well?

That’s true, but it really depends on how seriously the information is used—or misused. Today, information is the most valuable thing, and sharing it between companies is almost unavoidable. What matters is the purpose for which the information is being shared. For example, I recently joined a well-known gym, and the very next day, I got a call from a supplement company trying to sell me products. It was clear my data had been shared, but it didn’t feel harmful—it was just marketing, and the product could have actually helped with my fitness.

But in contrast, a colleague of mine joined a new, lesser-known gym that made big promises under an ‘early bird’ offer. Turns out, the gym used his personal details to take a loan of ₹2 lakhs in his name—and did the same with other early bird members too. I’m now fighting this case for him in court. I hope this explains my point.

 

[Finchamp!]

What we need is a fully featured Rupay Select Debit Card (with all benefits), having a slightly high Initial Fee (to avoid over-subscription), and annual fee waiver criteria of say, txn of 5K/month (similar to Kotak 811 Super Metal DC), in collaboration with CRED, which gives 10% cashback upto INR 2000/ month, upon paying CC bills on the app. 😎 😅.

 

[6ix9ine]

What we need is a fully featured Rupay Select Debit Card (with all benefits), having a slightly high Initial Fee (to avoid over-subscription), and annual fee waiver criteria of say, txn of 5K/month (similar to Kotak 811 Super Metal DC), in collaboration with CRED, which gives 10% cashback upto INR 2000/ month, upon paying CC bills on the app. 😎 😅.

Banks be like:

 

[Centurion_wala]

For SBI VDC, is the 1000 pts per 1 lakh spend milestone still there, or even that is removed?

Just wait, some people are working very hard to get it removed but you know SBI is very slow- “Ruko lunch ke baad band karenge”

 

[quino]

But in contrast, a colleague of mine joined a new, lesser-known gym that made big promises under an ‘early bird’ offer. Turns out, the gym used his personal details to take a loan of ₹2 lakhs in his name—and did the same with other early bird members too. I’m now fighting this case for him in court. I hope this explains my point.

did they share PAN no. with the gym?

 

[msd07]

how much RPs for IDFC Classic debit card when paying CC bills?
Also which platform to use as its VISA debit card...

 

[Finchamp!]

did they share PAN no. with the gym?

Yes. PAN & Aadhaar. Some felt suspicious and left. The others, such as my colleague, were blinded by the fee 900 Rs/ month which included private training, free access to yoga classes, steam/ sauna, recovery room, pilates etc.

 

[Finchamp!]

Yes. PAN & Aadhaar. Some felt suspicious and left. The others, such as my colleague, were blinded by the fee 900 Rs/ month which included private training, free access to yoga classes, steam/ sauna, recovery room, pilates etc.

Are there any HNI Debit cards which earn reward points for all sorts of spends, including CC bill payment, irrespective of the app used? Indusind Pioneer DC used to be one, right?

 

[GTSaketh]

Yesterday I got RECHARGE PP on PhonePe, does anyone know which MCC is that?

 

[Abhishek012]

Can we use Amazon pay to pay amex bill? If yes, can you please guide on how to?

Trick is over but you can pay Amex cc bill via Amazonpay full kyc wallet UPI.

pay through billdesk website - https://www.billdesk.com/pgmerc/amexcard/index.htm

 

[Userwalker]

Utter BS, just got a sbi vdc rupay variant yesterday around 8pm and it’s devalued at 12am. Guess there’s no use of sbi vdc now, great!!!

 

[Abhishek012]

Depends.

If someone has opened SBI account just for cc bill payments, then definitely no point in opting for PDC.

But, I have a higher variant debit card linked to my salary account, and I use that DC often. So, there is no reason for me to close the PDC.

Plus, I don't pay any fees.

Still VDC = no AMC for card, PDC = Rs 200 + GST = Rs 236/- per year.
Just because virtual bonus points are gone, don't apply for PDC.

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Thread 'All SBI Premium RuPay Debit card Codes and Card variant details'

May 27, 2025

All SBI Premium RuPay Debit card Codes and Card variant details:

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• Abhishek012
• all debit card premium rupay rupay debit sbi variant
• Replies: 34
• Forum: Debit Card

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