Which bank credit card is not available

[sharma]

I'm just curious to know which major banks credit card is not available with you.

I don't have sbi, amex and pnb what about others

 

[NAB]

Canra, PNB, AU, Indusind, BOI, and many other PSU banks. 🥲

 

[Swastik]

No Yes Bank,AU ,Stan Chart, HSBC ,Indusind ,BOB Card or Kotak with me

No PSU bank cards (except SBI Card i guess ,that i got one)

 

[praveensudhakaran]

BOB
HSBC

Had Indusind, SBI, YesBank - not now

 

[Swastik]

I'm just curious to know which major banks credit card is not available with you.

I don't have sbi, amex and pnb what about others

You should get an amex ,it's really good

 

[praveensudhakaran]

Any Canara bank credit card users?

 

[sharma]

You should get an amex ,it's really good

The issue is with address for me.
Even indusind I faced same issue but in 2022 I got one agent who helped me to get legend

 

[Swastik]

No Yes Bank,AU ,Stan Chart, HSBC ,Indusind ,BOB Card or Kotak with me

No PSU bank cards (except SBI Card i guess ,that i got one)

I had a Yes First Preferred ,cancelled it few years back

Now the card has been stopped by Yes bank i suppose

 

[Swastik]

Any Canara bank credit card users?

I've an account with them ,got a Rupay Select Debit Card from them ,no credit card though, none are any good

 

[mangalorean]

Weird situation with HDFC. They keep denying my credit card applications, even though I have a solid financial history (CIBIL 790+, low utilization, etc.). It's always the same 'internal policy' reason, which doesn't tell me much. I was hoping to get an HDFC card for the offers, but it doesn't seem to be in the cards for me – pun intended! Guess I'm not on the HDFC or Amex bandwagon for the time being.

 

[Gaara]

I'm just curious to know which major banks credit card is not available with you.

I don't have sbi, amex and pnb what about others

I started typing the list of banks I do not have cards with and it is so long that I felt I should type the banks I have cards with which is shorter.
- IDFC
- HDFC
- Kotak
- ICICI
- South India Bank
- Axis

 

[Swastik]

HDFC keeps denying my credit card application despite my excellent financial credentials: a Cibil score of 790+, low credit utilization, a lengthy credit history of over 7 years, a new corporate salary account with a respectable income, and ownership of 10 other credit cards with limits ranging from 2-6 lakhs.

Despite meeting all criteria, they consistently cite internal policy as the reason for rejection. I'm eager to obtain a card for its benefits and offers, but unfortunately, HDFC isn't granting me one.

So I don’t have HDFC cards mainly.

Also never bothered to get on the Amex train.

Try from branch through an agent ,

Also ,get a taste of Amex ,atleast for a year ,then you'll why people love it

 

[Gaara]

Weird situation with HDFC. They keep denying my credit card applications, even though I have a solid financial history (CIBIL 790+, low utilization, etc.). It's always the same 'internal policy' reason, which doesn't tell me much. I was hoping to get an HDFC card for the offers, but it doesn't seem to be in the cards for me – pun intended! Guess I'm not on the HDFC or Amex bandwagon for the time being.

Thats how HDFC works it won't grant cards to Legends, but when it does it gives them MB+

 

[sharma]

I started typing the list of banks I do not have cards with and it is so long that I felt I should type the banks I have cards with which is shorter.
- IDFC
- HDFC
- Kotak
- ICICI
- South India Bank
- Axis

South India 🏦 😂🤣

 

[sharma]

Weird situation with HDFC. They keep denying my credit card applications, even though I have a solid financial history (CIBIL 790+, low utilization, etc.). It's always the same 'internal policy' reason, which doesn't tell me much. I was hoping to get an HDFC card for the offers, but it doesn't seem to be in the cards for me – pun intended! Guess I'm not on the HDFC or Amex bandwagon for the time being.

It happened with me, but my experience is even worse... When I wanted to get ltf card I applied for shoppers stop card which is ltf and I'm waiting for the update from bank, suddenly one day I came to know that bank has lost my kyc documents and I don't have even proof to prove that they lost my documents, with help RBI complaint i complained three times and finally they got the missed document in Chennai but still they rejected the application 😊🤣

 

[Gaara]

South India 🏦 😂🤣

That OneCard from South India bank 😂

 

[mangalorean]

Try from branch through an agent ,

Also ,get a taste of Amex ,atleast for a year ,then you'll why people love it

This is my next plan. If they don't give me a card, it's thier loss.

 

[Gaara]

This is my next plan. If they don't give me a card, it's their loss.

 

[Lobogris]

You should get an amex ,it's really good

Please explain how.

 

[Swastik]

Please explain how.

Start with MRCC ,or Amex Plat Travel(got it ,love it)