I have a credit limit of 5L on my DCBM which is recently upgraded via mailing to PNO. I already had a 10k LE offer 1 month back in NetBanking which I ignored
This week it jumped from 10k to 31k which is still quite less I feel.
I've heard HDFC is notorious in not giving LEs for years to some people, so I'm conflicted for taking this - If I do I might not get it again for quite a while there since recently got LE, if I dont take and still HDFC might not give offer again so will be stuck at 5L
I have HSBC Live+ with 5.75L limit whose statement I attached to PNO during card upgrade request and explicitly asked for them to give LE to atleast match HSBC. They rejected it that I can't get it rn as per income docs shared, even though I have pre approved 31k LE!
What are my options now? Can I push them again later or to take the LE or not.. I know we can't predict HDFC behaviour but is 31k LE (6%) worth getting a cooldown for next LEs if any?
This week it jumped from 10k to 31k which is still quite less I feel.
I've heard HDFC is notorious in not giving LEs for years to some people, so I'm conflicted for taking this - If I do I might not get it again for quite a while there since recently got LE, if I dont take and still HDFC might not give offer again so will be stuck at 5L
I have HSBC Live+ with 5.75L limit whose statement I attached to PNO during card upgrade request and explicitly asked for them to give LE to atleast match HSBC. They rejected it that I can't get it rn as per income docs shared, even though I have pre approved 31k LE!
What are my options now? Can I push them again later or to take the LE or not.. I know we can't predict HDFC behaviour but is 31k LE (6%) worth getting a cooldown for next LEs if any?
