What is the best way to get rewards for smaller transactions?

[hrishig]

Most of the ultra-premium cards give points above a certain threshold amount.

Axis cards don't give anything below 200; for Infinia, it's 150. What can be the best card/ way to pay expenses in odd numbers without any conditions? Say for 69 Rs or 132 Rs etc?

I know the below good options

• Tata neu infinite -> 1.5% for above 50 Rs
• HDFC debit -> 1 % cap of 750 Rs per month
• Citi gold debit -> 2%

Do we have anything better?

 

[sxchzy]

amex centurion 1 pt for every 40 rs

 

[Pavan]

You can use Mrcc also it gives me points for 30 inr too..and SC smart

 

[shsinha]

Tata Neu Infinite points accrued at 34 Rs spending

 

[hrishig]

amex centurion 1 pt for every 40 rs

Amex plat as well . But if you are doing such a low amount transacation them very high chance that the place/shop/whatever will not even accept amex.

 

[credit_debit]

I guess SC Ultimate (being premium) also considers Rs. 30 for 1 point.

 

[kochiro]

Kiwi

 

[knight]

Thread title se mujhe laga 18 rs wale cashback ki baat karoge. Tum to 69 or 132 pe hi ruk gaye.

 

[Greencheese]

Standard Chartered Ultimate, 1 point per 30 Rs. for most transactions.

It used to be flat 1 point per 30 Rs. for every category, but it got devalued just like other CCs.

 

[rogerthat]

SC Smart flat 2% cashback online and 1% offline
SC Ultimate 1 pt for Rs.30 on retail transactions

 

[vikasbrb]

How about Axis ACE CC? do we get 2% for small amounts?

 

[Piyush_Jaiswal]

Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂

 

[timva]

Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂

Could you share a snippet of your statement for the same 🙏🏻

 

[Piyush_Jaiswal]

Could you share a snippet of your statement for the same 🙏🏻

 

[Piyush_Jaiswal]

Could you share a snippet of your statement for the same 🙏🏻

 

[wiizzard]

I can confirm AXIS Ace gives points for any transaction above Rs25

 

[Piyush_Jaiswal]

It even gives cashback on Rs 10 recharge done via Google Pay. There is no minimum criteria as such the only thing is it gets rounded off to nearest rupee.
So, practically Rs 25 is minimum amount for general spends and Rs 10 is minimum amount for GPay Utility Spends.

 

[Deleted member 23535]

Axis Ace gives 2% cashback on any amount. No minimum or maximum amount. Also the cashback is rounded off to nearest rupee.

For eg. If you spend Rs 25, you should get 50p but it is rounded off and you get Re 1 for this transaction.

But, if you spend Rs 18, you should get 36p but you will get Re 0 for this transaction. Better to buy 2 quantities at a time to get Re 1 cashback. 😂

where to check for ace invitation in gpay?

 

[Piyush_Jaiswal]

where to check for ace invitation in gpay?

It will show at home page itself. Try checking your credit score in GPay if you have a good score. Or try receiving large amounts in your GPay UPI ID. Both are tried and tested tricks to get invitation.

 

[pra1968]

Most of the ultra-premium cards give points above a certain threshold amount.

Axis cards don't give anything below 200; for Infinia, it's 150. What can be the best card/ way to pay expenses in odd numbers without any conditions? Say for 69 Rs or 132 Rs etc?

I know the below good options

• Tata neu infinite -> 1.5% for above 50 Rs
• HDFC debit -> 1 % cap of 750 Rs per month
• Citi gold debit -> 2%

Do we have anything better?

Try One card
You get RPs on every single ₹