Use cases to get 5% cashback from SBI cashback card

[Dharm]

I recently got SBI cashback card, as my old SBI card is closed due to some issue.

But after receiving card without FYF offer, I got to know that card is already devalued, now need suggestion where can I spend to get 5% cashback, so that my Joining fee can be recovered.

As I already have Amazon ICICI card and Flipkart axis card as lifetime free cards, shopping on Amazon and Flipkart can be done via these cards.

As utility, government payment, education, insurence, wallet load, gift card purchase are already excluded for cashback, so Please suggest other options to get 5% real cashback with this card. Looks like I should not applied for this card, as not able to figure out, how to recover joining fee, currently I am only using this card for Milkbasket subscription (hope atleast will get 5% there)

If anyone can suggest other use cases in daily routine life to get 5% cashback, heard Amazon gift card 5% cashback also not available to get discount on utility bills

 

[sm9811911]

Could you please confirm - Swiggy GV on Flipkart website via SBI Cashback Card will fetch 5%?
Thanks in advance!!

Yes, but why not use magicpin - more discount on it, right?

 

[Pavan]

Insurance payment through CRED is not fetching 5% cashback

 

[palen]

Insurance payment through CRED is not fetching 5% cashback

Insurance is not covered.

 

[Pavan]

Insurance is not covered.

It used to give seems patched

 

[Dharm]

Slowly SBI cashback card is loosing its charm.

 

[Orio]

Yes, but why not use magicpin - more discount on it, right?

Not getting CC payment option.
Is it available and working for you? If Yes, what's the best way to add or enable CC option?

I think magicpin removed all payment options - only UPI mode of payment option available now.

 

[sm9811911]

Not getting CC payment option.
Is it available and working for you? If Yes, what's the best way to add or enable CC option?

I think magicpin removed all payment options - only UPI mode of payment option available now.

Cc or wallet Available only once or twice each month I think. Its hit and miss. I used it twice for swiggy this month. Dont see it Anymore

 

[bugmenot]

Yes, but why not use magicpin - more discount on it, right?

Magicpin is pretty useless. Many times it redirect to app link, can't buy from website. Payment options are dynamic, some time all options sometimes only UPI. The coins can't be used for amazon pay/shopping vouchers.

 

[DrTS]

Wait do we get 5% cashback if we buy bigbasket gift card from amazon ? Sorry if this has been answered before, after so many deval news its hard to keep track !

 

[kp2]

I have to make payment in Agoda (which will be charged in USD). Is SBI Cashback card good to use or it will cause high 3.5%+ forex charge??

Any other card worth using for this transaction?

 

[sm9811911]

I have to make payment in Agoda (which will be charged in USD). Is SBI Cashback card good to use or it will cause high 3.5%+ forex charge??

Any other card worth using for this transaction?

Will give 0.8% cb after fx charge(3.5%+gst)
There's an article on technofino and other websites, you can Google best credit card for international transactions

 

[card_wizard]

Use SBI Card on non amazon/flipkart spends like Zomato, Swiggy, Uber, Nykaa, Tata Cliq, BigBasket.

Buy Amazon gift voucher from amazon itself and pay your bills, book travel tickets.

You can also buy other offline brands voucher from amazon and you will be able get 5% for offline spends.

Do we get 5% cashback if we use Cashback credit card on travel sites like MMT, GOIBIBO, CLEARTRRIP, YATRA while booking flight or hotel?

 

[Shubham Yadav]

Do we get 5% cashback if we use Cashback credit card on travel sites like MMT, GOIBIBO, CLEARTRRIP, YATRA while booking flight or hotel?

its is hit and miss case. You can get or not

 

[sm9811911]

Do we get 5% cashback if we use Cashback credit card on travel sites like MMT, GOIBIBO, CLEARTRRIP, YATRA while booking flight or hotel?

Mmt yes. Goibibo yes.

Note you can read this:
Thread 'Bad news for SBI Cashback card Travel spend Reported MCC 4112 (no cashback on this MCC)' https://www.technofino.in/community...orted-mcc-4112-no-cashback-on-this-mcc.13174/

 

[SonyTom]

Does cashback card give at least 1% CB for government spends like Advance tax payment / Property tax payment

 

[SSV]

Does cashback card give at least 1% CB for government spends like Advance tax payment / Property tax payment

you know what.. somehow I missed this point... According to the below T&c .. It sholud give CB .. guess what, not 1% perhaps maybe 5% the way I see it..
subject to max of 5k per statement period ...Pls do let us know in case you use this option .. I could be wrong but would like to know..

 

[SonyTom]

I don't have this CC. But have Millennia which doesn't give CB on government spends. I was thinking that if Cashback card gives some CB on these spends, I could apply for it. Maybe some guys who have used cashback card for government spends can enlighten us

 

[sm9811911]

you know what.. somehow I missed this point... According to the below T&c .. It sholud give CB .. guess what, not 1% perhaps maybe 5% the way I see it..
subject to max of 5k per statement period ...Pls do let us know in case you uses this option .. I could be wrong but would like to know..

No cb on government trx. Maybe mentioned in some other tnc

 

[SSV]

No cb on government trx. Maybe mentioned in some other tnc

good to know.. have experienced this ??

 

[sm9811911]

good to know.. have experienced this ??

Don’t remember if i ever tried..