Upi on credit card

[pranavcool]

Now all the transactions which i suppose to pay from cc upi is not showing rupay cc option on paytm app. I mean no transaction is not upi on cc enabled even the mother dairy booth has removed the upi on cc. So i guess its a waste now

 

[harsh1387]

I made 6 upi transactions since yesterday and each time pnb rupay card worked. Even tried it to fill diesel and it worked. I am using it on Paytm but have kept bhim also at standby if Paytm doesn't works. Till now no transaction failurem

 

[Abhishek012]

@Abhishek012 , any comments / guidance on above merchant incidents? More likely to come?

Try any other UPI app.

 

[SSV]

I made 6 upi transactions since yesterday and each time pnb rupay card worked. Even tried it to fill diesel and it worked. I am using it on Paytm but have kept bhim also at standby if Paytm doesn't works. Till now no transaction failurem

good going... pls report when it fails

 

[SSV]

Try any other UPI app.

one simple question @Abhishek012 ji,,
Can a merchant disable transactions made via Rupay CC?

 

[harsh1387]

one simple question @Abhishek012 ji,,
Can a merchant disable transactions made via Rupay CC?

to add on this, how can we know if Merchant has disabled it?

 

[SSV]

to add on this, how can we know if Merchant has disabled it?

Please see one post above your post 👆👆

 

[sxchzy]

Even hyd pushpak bus paytm pos didn't showed rupay cc option now also on airport i ordered dosa there also it didn't worked

merchants are everywhere blocking it as they will find it logical.
agar customer qr hi scan karke paisa bhejega to mdr kyu bharu uspe

 

[sxchzy]

to add on this, how can we know if Merchant has disabled it?

well if he is a merchant qe usually name comes as bizaxis if gpay qr other paytm merchant and in these if you dont get a option of rupay cc then you will get to knoe

 

[murali_7]

I been using from three months, only issue is I'm unable to pay BharatPe qr and Fuel stations except those two issue I'm using it flawlessly.

 

[Abhishek012]

one simple question @Abhishek012 ji,,
Can a merchant disable transactions made via Rupay CC?

Yes but we need to spread this awareness among small merchants transaction under Rs2000 is Free.

Another thing is that sometimes we are not getting RuPay CC link UPI option on Paytm, if we scan Paytm QR code but we will get option on Phonepe app.

Note - you need to also deselect Paytm wallet option after scan the QR code and then you will get RuPay CC link UPI option (Many people are not aware of this).

@pranavcool switch to phonepe UPI app and GPay UPI or use all 3 UPI apps and scan one by one and check.

 

[SSV]

Yes but we need to spread this awareness among small merchants transaction under Rs2000 is Free.

why not authorities restrict Merchants from blocking for transactions <2,000... I think this is a better measure than we educating them...
We need to educate authorities here not the merchants... Just a practical suggestion...

 

[amit]

In paytm I have to always scan twice to show rupay cc option to pay.

 

[pranavcool]

My nearby mother dairy booth which is actually a merchant qr is not receiving through rupay cc

 

[rajcasio]

Today when i scanned a QR (factory outlet cake shop) it showed the RUPAY CC. But when i selected it, it displayed a warning message that the merchant doesn't accept payments from UPI CC. I don't have a physical CC (HDFC UPI CC) so i used another CC and swiped it in POS

 

[harsh1387]

Have transacted approx 12 transactions so far with pnb rupay CC upi. All via Paytm. Not a single failure. Even 30 Rs transaction went smoothly.

 

[SpiesCan'tCatchMe]

Anyone knows about the MDR for UPI on credit cards for Bharat pe or phonepe or any other company?
- minimum amount on which MDR is applicable
- can MDR be negotiated

 

[sxchzy]

Anyone knows about the MDR for UPI on credit cards for Bharat pe or phonepe or any other company?
- minimum amount on which MDR is applicable
- can MDR be negotiated

mdr is on transactions abovwe 2k for upi transactions
mdr cant be negotiated as it is levied by the bank

 

[SpiesCan'tCatchMe]

mdr is on transactions abovwe 2k for upi transactions
mdr cant be negotiated as it is levied by the bank

I just tried sending 10/- to my own merchant qr and it deducted 0.21₹ and gave me 9.79₹ only🤧
Bharat pe qr and it shows MDR 1.75% and 18% gst on that

 

[sxchzy]

that is because you are classified as a big merchant u=probably with gst number
gpay biz doesn't charge a single rupee

 

[SpiesCan'tCatchMe]

that is because you are classified as a big merchant u=probably with gst number
gpay biz doesn't charge a single rupee

But i don't even have a business, i just made the qr code today🥲
Looks like i need to get a gpay biz one