Upgrading from Regalia Gold to DCB Metal - Acceptance for Offline POS in India? (Seeking Suggestions)

[s4techco]

Hi everyone,

I'm currently considering upgrading my HDFC Bank Regalia Gold credit card to the Diners Club Black (DCB) Metal variant. Before I proceed, I'd really appreciate some insights and suggestions from those who use or have experience with the DCB Metal, particularly regarding its acceptance in India.

My primary concern revolves around the card's network acceptance. While I'm aware of the SmartBuy portal benefits, my spending habits are such that I'll be utilizing very little in SmartBuy, vouchers, or other online-specific redemptions. My major spending is predominantly through offline POS (Point of Sale) transactions – basically, swiping at physical stores.

Therefore, my main question is:

Will the Diners Club network credit card be widely accepted on normal swiping machines (POS terminals) across various merchants in India?

Thanks in advance for your valuable suggestions!

 

[ashwinikumar900]

I upgraded to DCB last month. I have used it in offline POS terminals though sparingly . Acceptance is alright. But some sites like Linked In , IIBF do not accept Diners cards. Linkedin is owned by Microsoft. It is a big miss. I am still learning about the acceptability of this Network .

Add Google too in the list.

 

[s4techco]

I upgraded to DCB last month. I have used it in offline POS terminals though sparingly . Acceptance is alright. But some sites like Linked In , IIBF do not accept Diners cards. Linkedin is owned by Microsoft. It is a big miss. I am still learning about the acceptability of this Network .

I understand that government spending is generally not eligible for reward points on the DCB Metal credit card. Does this mean I will not get reward points for government transactions under MCC 9399?

 

[Aniket Sharma]

I understand that government spending is generally not eligible for reward points on the DCB Metal credit card. Does this mean I will not get reward points for government transactions under MCC 9399?
View attachment 100711

Yes, no rewards, i spend on electricity on govt website directly & didn't got rewards.

 

[pranjal1984]

I understand that government spending is generally not eligible for reward points on the DCB Metal credit card. Does this mean I will not get reward points for government transactions under MCC 9399?
View attachment 100711

Govt transactions will not yield rewards only spends will be considered.