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Unity Bank BharatPe RuPay Credit Card is Live with RuPay Select Benefits| 2% Cashback

Unity Bank BharatPe RuPay Credit Card is Live with RuPay Select Benefits| 2% Cashback:

Play Store:

IOS Store:
RuPay Select Benefit Register Here - https://rupay.golftripz.com/

unity rupay cc.webp


Benefits

icon-no-cost-emi.png

3-12 months
Flexible EMI tenures
icon-rewards.png

Limitless rewards
Up to 2% uncapped benefits
icon-zero-fees.png

Zero hidden charges
Complete transparency
icon-lifetime-free-card.png

Lifetime free card
No joining or annual fee
icon-zero-closing-fees.png

0 foreclosure fee
Stress free pre-payment
secured-transactions.png

Link RuPay credit card to pay via UPI

unity rupay select.webp



Experience more,

Make every purchase effortless and rewarding!!
Embrace life without boundaries

co-credite-card-2.webp

Product Features
1) Lifetime Free -


- Zero Joining Fee

- Zero Renewal Fee

2) Automated-EMI Conversion -

BILL DATE


Upon bill generation, your Bill Period Unpaid Spends get

automatically converted to EMIs / Billed in Full as per the table.

DUE DATE

Pay your bill before due date and earn up to 2% Reward Points on EMI repayments.

3) Limitless Rewards on EMI Repayment -

- Earn up to 2% cashback worth of Zillion Coins.

- Redeem your coins for card bill payments or across partners on Zillion Click here. (4 Coins = INR 1).

- No restrictions on merchant categories for earning rewards.

Bill Period Unpaid Spends are converted to auto-EMIs / Billed in Full as per the EMI conversion logic. Rewards are proportionately earned upon repayment of the billed EMIs and shall be credited to your linked Zillion account on the next billing date as per the table.

We've partnered with Zillion to offer a fantastic loyalty program where you can redeem your Zillion Coins for vouchers at top merchants and enjoy many more exciting rewards.

4) Rupay Common Lounge Access Programme -

Elevate your travel experiences with complimentary access to premium airport lounges, powered by Rupay (Our Network Partner)

Within India:

You can enjoy 2 Complimentary Lounge visits every calendar quarter at major domestic in India

Outside India:

You can enjoy 2 complimentary lounge visits every calendar year at 500+ International Lounges worldwide

Click here to get the details of Participating Lounges

For Rupay Lounge T&C: Click Here

Important Note -

- Access to the Rupay Exclusive Lounge at Delhi IGI, T3 Domestic Departure is not available on this card under this complimentary benefit.

5) Interest Free Credit Period -

Interest Free Credit Period of Up to 48 days on your Unity Bank BharatPe Credit Card from the date of purchase

Fees & Charges
Lifetime Free:
Zero Joining and Renewal fee.

Auto EMI interest Rate: 2% (Monthly rate at reducing balance method).

How to Apply for the Unity Bank BharatPe Credit Card ?
  • Download the BharatPe App
  • Onboarding: Enter your phone number and PAN to start.
  • Complete KYC: Finish your eKYC and VKYC.
  • Eligibility Check: Your credit limit will be assigned based on the test results.
  • Activate Your Card:
    • Set your billing date.
    • Create your card PIN.
  • Start Using: Your Unity Bank BharatPe Credit Card will be ready for transactions once activated.
Where can I use the rewards earned on my Unity Bank BharatPe Credit Card?

You can redeem your Zillion coins on the BharatPe app for

  1. Brand Vouchers
  2. Products
  3. Unity Bank BharatPe Credit Card bill payment (upto INR 5000)
How much reward will I earn on my Unity Bank BharatPe Credit Card spends ?
Rewards will be accrued in the form of Zillion points. Reward accrual will happen as soon as the bill is generated for a customer and EMI is created. The Accrual amount of the rewards would be according to the conditions mentioned in the table below.

If used Limit < ₹1,000 - No reward accrual
₹1,000 =< Used Limit < ₹10,000 - 1% Reward accrual
₹10,000 <= Used Limit - 2% Reward accrual

For instance, If you spent Rs.9000 in a billing cycle then 1% (Rs.90 equivalent to 360 Zillion coins) will be accrued. Realization of rewards will take place on the repayment of the bill EMI wise on or before the payment due date. After timely payment of 1st EMI, 120 Zillion coins will be realized. Similarly after timely payment of 2nd EMI, 120 Zillion coins will be realized. Realization would take place by splitting the total reward equally into the number of EMIs of the specific bill.

 
Unity Bank BharatPe RuPay Credit Card is Live with RuPay Select Benefits| 2% Cashback:

Play Store:

IOS Store:
RuPay Select Benefit Register Here - https://rupay.golftripz.com/

View attachment 102175


Benefits

icon-no-cost-emi.png

3-12 months
Flexible EMI tenures
icon-rewards.png

Limitless rewards
Up to 2% uncapped benefits
icon-zero-fees.png

Zero hidden charges
Complete transparency
icon-lifetime-free-card.png

Lifetime free card
No joining or annual fee
icon-zero-closing-fees.png

0 foreclosure fee
Stress free pre-payment
secured-transactions.png

Link RuPay credit card to pay via UPI

View attachment 102176



Experience more,

Make every purchase effortless and rewarding!!
Embrace life without boundaries

View attachment 102177

Product Features
1) Lifetime Free -


- Zero Joining Fee

- Zero Renewal Fee

2) Automated-EMI Conversion -

BILL DATE


Upon bill generation, your Bill Period Unpaid Spends get

automatically converted to EMIs / Billed in Full as per the table.

DUE DATE

Pay your bill before due date and earn up to 2% Reward Points on EMI repayments.

3) Limitless Rewards on EMI Repayment -

- Earn up to 2% cashback worth of Zillion Coins.

- Redeem your coins for card bill payments or across partners on Zillion Click here. (4 Coins = INR 1).

- No restrictions on merchant categories for earning rewards.

Bill Period Unpaid Spends are converted to auto-EMIs / Billed in Full as per the EMI conversion logic. Rewards are proportionately earned upon repayment of the billed EMIs and shall be credited to your linked Zillion account on the next billing date as per the table.

We've partnered with Zillion to offer a fantastic loyalty program where you can redeem your Zillion Coins for vouchers at top merchants and enjoy many more exciting rewards.

4) Rupay Common Lounge Access Programme -

Elevate your travel experiences with complimentary access to premium airport lounges, powered by Rupay (Our Network Partner)

Within India:

You can enjoy 2 Complimentary Lounge visits every calendar quarter at major domestic in India

Outside India:

You can enjoy 2 complimentary lounge visits every calendar year at 500+ International Lounges worldwide

Click here to get the details of Participating Lounges

For Rupay Lounge T&C: Click Here

Important Note -

- Access to the Rupay Exclusive Lounge at Delhi IGI, T3 Domestic Departure is not available on this card under this complimentary benefit.

5) Interest Free Credit Period -

Interest Free Credit Period of Up to 48 days on your Unity Bank BharatPe Credit Card from the date of purchase

Fees & Charges
Lifetime Free:
Zero Joining and Renewal fee.

Auto EMI interest Rate: 2% (Monthly rate at reducing balance method).

How to Apply for the Unity Bank BharatPe Credit Card ?
  • Download the BharatPe App
  • Onboarding: Enter your phone number and PAN to start.
  • Complete KYC: Finish your eKYC and VKYC.
  • Eligibility Check: Your credit limit will be assigned based on the test results.
  • Activate Your Card:
    • Set your billing date.
    • Create your card PIN.
  • Start Using: Your Unity Bank BharatPe Credit Card will be ready for transactions once activated.
Where can I use the rewards earned on my Unity Bank BharatPe Credit Card?

You can redeem your Zillion coins on the BharatPe app for

  1. Brand Vouchers
  2. Products
  3. Unity Bank BharatPe Credit Card bill payment (upto INR 5000)
How much reward will I earn on my Unity Bank BharatPe Credit Card spends ?
Rewards will be accrued in the form of Zillion points. Reward accrual will happen as soon as the bill is generated for a customer and EMI is created. The Accrual amount of the rewards would be according to the conditions mentioned in the table below.

If used Limit < ₹1,000 - No reward accrual
₹1,000 =< Used Limit < ₹10,000 - 1% Reward accrual
₹10,000 <= Used Limit - 2% Reward accrual

For instance, If you spent Rs.9000 in a billing cycle then 1% (Rs.90 equivalent to 360 Zillion coins) will be accrued. Realization of rewards will take place on the repayment of the bill EMI wise on or before the payment due date. After timely payment of 1st EMI, 120 Zillion coins will be realized. Similarly after timely payment of 2nd EMI, 120 Zillion coins will be realized. Realization would take place by splitting the total reward equally into the number of EMIs of the specific bill.


Currently no credit card bill payment option using zillion coin, previously you can use coin on Mobikwik but not now, And it's emi card so ye lena badi murakhta hogi
 
B
What's the auto EMI conversion interest rate?? And can we avoid the interest by paying full after bill generation?

Basically, their focus is on creating EMIs - that too AUTOMATICALLY.

So, they will make you get used to EMIs n pay perpetually.

Avoiding such traps is better.

There is no shortage of regular RuPay cards in the market. Why take this n embrace financial indiscipline ?
 
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