There's absolutely no way to get it unless you increase your income drastically and/ or close quite a lot of unused CCsMy card is also getting declined.
Tried 4 times till now and gets rejected.
They are saying I'm over leveraged itseems.
Not sure how to get the card
I don’t know the answer exact ratio, hence SBI card should be one of your first 5 cards to get as a precautionary measureWhat should be credit limit to annual income in cibil. So that sbi cashback card can be approved?