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Top 12 cards for 2025

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Experts consensus on the top 12 cards for 2025
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drsel

drsel

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Top 12 cards for 2025
ICICI Emerald Private 18/36% on iShop (5x-max 120kmth / 11x- max 54.6k/mth)
HDFC Infinia 16.65/33.30% on Smartbuy (4x max 112500/mth / 9x max 49950/mth)
Axis Magnus Burgundy for 24% on Traveledge, upto 14% over 1.5 lacs/mth
Axis Airtel for 25% on Airtel, 10% on utilities, Jio, Idea, Swiggy, Zomato
HDFC Biz Black for 16.5% on taxes (50k--56.25k pm), Smartbuy 3x, 5x, 10x (over 50k)
Axis Atlas for over 10% on direct hotels, direct flights, both online and offline
HSBC Live+ for 10% on dining, groceries, food delivery (max 1000 on 10000)
AU Lit with activation for 8.97% on groceries or 9.36% on apparel, on 10000 spend per month
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on online (max. 5k on 1 lac)
Yes Kiwi for 5% (1.5 L pa), 4% (1 L pa), 3% (50k pa), 2% (<50k pa) on UPI scan QR code
Amex Platinum travel 7.5% for MCC exclusions (categories excluded by the above cards)
 
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the evergreen trio without which no one can get any credit card.
 
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drsel said:
Please add to this list--
HDFC Infinia 16.5, 33% on Smartbuy
Axis Mag.Burg. 24% Traveledge,14% over 1.5 lacs/mth
Axis Atlas for 10% on direct hotels direct flights
SBI cashback for 5% on most online spends
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 8--9% on groceries or apparel
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)
Click to expand...
I have 2 cards only from the list 😳
 
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drsel said:
Please add to this list--
HDFC Infinia 16.5, 33% on Smartbuy
Axis Mag.Burg. for 24% on Traveledge, 14% over 1.5 lacs/mth
Axis Atlas for 10% on direct hotels, direct flights
Axis Olympus for 5.876% net profit on foreign spends
SBI cashback for 5% on most online spends
Axis Airtel for 25% on Airtel, 10% on Swiggy, Zomato, utilities
HSBC Live+ for 10% on dining, groceries, food delivery.
AU Lit with activation for 3.8--9% on groceries or apparel
Amex Platinum travel 7.5% for MCC exclusions (categories which are excluded by the above cards)
Click to expand...
But they are only 9 😭
 
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My top 6 cards this year 2024:
  • HDFC Swiggy: 10% on Swiggy, 5% on Amazon, Myntra, Ola.
  • HDFC Tata Neu Infinity: 5% (app) + 5% (card) on 1mg, bigbasket, utilities
  • ICICI Amazon Pay: 5% on Amazon spends, 2% on gift cards
  • ICICI Sapphiro: B1G1 upto Rs 500 on BMS, twice a month
  • Federal Celesta: App specific offers, B1G1 movie tickets.
  • Indusind Tiger: Free movie ticket once in 6 months
Planning to get in 2025:
  • HSBC Live+
  • DBS Spark 20
  • HDFC Regalia Gold
 
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