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The Ultimate Credit Card Guide – One-Stop Solution for All Your Queries with RR Analysis!

Update:
The files have been updated with the latest available information and necessary modifications based on recent devaluations and revaluations. Many card features have changed, so you are advised to go through all of them carefully.
I wish I could filter all columns 😅
 
Hey Guys I'm 22 and I have just graduated. no job as I'm prepping for Higher studies. I want a credit card so I have a few questions. I have opened RBL and BOB accounts for this purpose. primarily using SBI and Kotak for transactions. Now I am thinking of a Secured CC, RBL people told me about some VISA LTF CC against FD of 1 Lakh. Now my question to you guys are 1) How long will it take for credit score generation? 2) what would be my first Credit score after using for several months sincerely following the CC rules 3) Now that I don't have a Credit Score so Should I get one VISA LTF CC against FD of 1 Lakh from RBL and one from BOB? now that I don't have a Credit Score so applying for 2 Secured CCs simultaneously would affect my Credit Score in future? Hard Inquiry?
 
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