Whoa, really appreciate ur instant reply.
One off topic Q, would appreciate ur input.
I'm targeting Millennia only as LTF now, As my employer(IT MNC) has affiliation for salary account with hdfc bank but I don't have salary account with them but in ICICI. I had a conversation with hdfc credit card guy from my employer side. He said open saving account in HDFC from branch or anywhere else. He can process my form of Millennia as LTF("as hdfc is affiliated with my employer" he said) , Even virtual rupay card as well.
My credit history started with...
Taken personal loan in July 2025 and after two months ICICI coral cc(LTF)(coz I have salary account in ICICI)(cibil was 736 while applying for coral)
Is it possible Millennia as LTF Even after I don't salary account with them but regular savings account?
Do affiliation of my employer would help me getting Millennia as LTF?