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Suggestion - Closing Bank Account(s)

UPDATE (5-Sep-2025) :

Closed NSDL Payments Bank and Paytm Payments Bank.

Next on target (for closing) is DBS Bank but I'm slightly skeptical whether to take Spark5 credit card or not since it's being offered LTF to me probably on the basis of savings account relationship. The card is of ZERO benefit but it will cover bank offers, so, not too sure whether I should take it or not.

Kotak Mahindra Bank Everyday Savings A/C - I'll keep it for now as the MAB has gone down to Rs. 10k and the Everyday debit card now gives 30% upto Rs. 500 only that too once a month. If there's any further devaluation, I'll simply close this bank account immediately.

I'm thinking of opening Union Bank of India Udaan Savings A/C for RuPay Select debit card. I've heard it also gives FREE virtual RuPay Select debit card. If that's true, it would be a good deal at Rs. 10k MAB.
 
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