Suggest me which credit card I have to close or upgrade

[fageriaji]

Consider adding Amex Plat Travel if you can spend 4L on it

I have upgrade offer on MRCC to Platinum Travel but where to spend 4L via Amex as it is very low acceptance.
Even Rajasthan Government payment portal removed this since last 4 months on both SBI and PNB payment gateway.

 

[fageriaji]

Whats ur cc profile

1. Airtel Axis (1.6 L)
2. SBI PRIME (2.4L)
3. Amex MRCC (2.7L)
4. HDFC MILLENNIA LTF (2.1L)
5. SC TITANIUM (1.6L)
6. SC SMART (1.6L)
7. ICICI APAY LTF (4.6 L)
8. ICICI MMT Signature LTF (4.6L)
9. ICICI sapphire LTF (4.6 L)

 

[Vasuki]

3 days ago I talked with hdfc credit card SM who handles 7 district.
He was saying that I can't get LE on hdfc as my profile is already having around 28L combined credit limit on all cards, without LE they can't offer DCB black as my net yearly salary is 9L.
He suggested me to close some of my useless cards that's why I am seeking suggestions to close some of cards.

I think MMT Signature I can close as it's useless 😬
He assured me about Marriott Bonvoy but according to me it's not worthy if I can't travel frequently.
Tata Neu points are out of syllabus for me.

Isn't icici report only 2 account to cibil
One for co branded - apay
One for core - shappiro-

 

[fageriaji]

Isn't icici report only 2 account to cibil
One for co branded - apay
One for core - shappiro-

ICICI report 3 card accounts in CIBIL
2 co-branded and 1 core card
6 month ago I have different credit limit on all 3 cards but suddenly received LE on all cards and now all 3 cards have same limit.

 

[Vasuki]

ICICI report 3 card accounts in CIBIL
2 co-branded and 1 core card
6 month ago I have different credit limit on all 3 cards but suddenly received LE on all cards and now all 3 cards have same limit.

Then close one .. co branded
Should help you i guess

But will hdfc increase your limit sure shot is still i will doubt but yeah try it

 

[fageriaji]

Then close one .. co branded
Should help you i guess

But will hdfc increase your limit sure shot is still i will doubt but yeah try it

I think MMT Signature is worthless as I didn't used it since last 1 year.
I am just holding it for dream folks and free lounge excess but not used on this card since last 2 years and which I can use on another cards.

After that I will give a try with salary document on HDFC.
The SM told me that he can provide me Marriott Bonvoy card