I need a credit card suggestion for spending.
My monthly spending are as below:
1.50000 to 55000- Jewellery monthly chit (Only UPI payments allowed and direct credit card swipe transaction led to 2.5% transaction fees)
2. 50000 - Rent
I have below credit cards with me:
1.HSBC live+ (paid) - Groceries offline, BMS BOGO
2. ICICI Amazon pay (LTF) - Amazon purchase
3. HDFC Diners club privilege (LTF) - Hdfc offers and BMS BOGO offer twice
4. Axis airtel (paid) - Airtel Recharge, Utilities
5. Standard Chartered Super Value Titanium(LTF) - Fuel & utilities
I am looking for credit card cashback/rewards from my Jewellery and Rent spends for 2 to 3 days vacation stay & Airline miles transfer/redemption once in a year. Apart from Jewellery and Rent, I am not a big spender. I am looking for reward points to travel and stay in affordable places not the luxury ones. I have never travelled in airline before and never stayed in the hotel room more tham 2.5k per day.
I know very cards are providing rewards/ cashback for rent and Jewellery transactions.
My salary is 2L per month. I am not eligible for super premium credit cards. I don't want to create spends to get credit cards hence I am requesting suggestions for my spending patterns.
Thanks to ccgeeks for making me aware that I could save from my spends.
Thanks in Advance for suggestions.
My monthly spending are as below:
1.50000 to 55000- Jewellery monthly chit (Only UPI payments allowed and direct credit card swipe transaction led to 2.5% transaction fees)
2. 50000 - Rent
I have below credit cards with me:
1.HSBC live+ (paid) - Groceries offline, BMS BOGO
2. ICICI Amazon pay (LTF) - Amazon purchase
3. HDFC Diners club privilege (LTF) - Hdfc offers and BMS BOGO offer twice
4. Axis airtel (paid) - Airtel Recharge, Utilities
5. Standard Chartered Super Value Titanium(LTF) - Fuel & utilities
I am looking for credit card cashback/rewards from my Jewellery and Rent spends for 2 to 3 days vacation stay & Airline miles transfer/redemption once in a year. Apart from Jewellery and Rent, I am not a big spender. I am looking for reward points to travel and stay in affordable places not the luxury ones. I have never travelled in airline before and never stayed in the hotel room more tham 2.5k per day.
I know very cards are providing rewards/ cashback for rent and Jewellery transactions.
My salary is 2L per month. I am not eligible for super premium credit cards. I don't want to create spends to get credit cards hence I am requesting suggestions for my spending patterns.
Thanks to ccgeeks for making me aware that I could save from my spends.
Thanks in Advance for suggestions.