Suggest an NRI Account - HDFC/Axis/IDFC

[Professor X]

Hello all,

Need to open an NRI account. Suggest me a good bank with a dedicated RM, good customer support and good internet banking facility.
HDFC/Axis/IDFC or any good banks.

Have a Saving Max in HDFC under Privilage program, a Liberty Salary account in Axis and Exclusive account in Indusind currently. Thought of opening Axis Priority NRE account as already have salaray account and same can be converted to NRO.
Saw many complaints in reddit and other forums about axis customer support and delay in things. Many have a good opinion about idfc.

Suggest me some good ones to chose from.

 

[NABNAB is verified member.]

Try ICICI. They offer very good services.

 

[VasukiVasuki is verified member.]

Hello all,

Need to open an NRI account. Suggest me a good bank with a dedicated RM, good customer support and good internet banking facility.
HDFC/Axis/IDFC or any good banks.

Have a Saving Max in HDFC under Privilage program, a Liberty Salary account in Axis and Exclusive account in Indusind currently. Thought of opening Axis Priority NRE account as already have salaray account and same can be converted to NRO.
Saw many complaints in reddit and other forums about axis customer support and delay in things. Many have a good opinion about idfc.

Suggest me some good ones to chose from.

Icici then axis in term of nri accounts

 

[percolate]

I have a pretty good experience with HSBC and Axis NRE/NRO accounts. Both are a bit slow.
Don't expect much from the RMs.

 

[KumarS]

Go with HSBC and HDFC Bank

Avoid IDFC their product knowledge and support is very pathetic

Axis the less said is better about the support

 

[KingAbi]

I have experience with AU Bank, YES Bank, IndusInd Bank and SBI. I did try opening a Bank account with the other big banks such as Axis, HDFC and ICICI but they were quite slow in their response, I had to follow up with them and eventually I lost my interest.

Coming to my experience so far with the banks aforementioned, I would say that the RMs behave like a sophisticated telemarketing agents persteing you to help them by opening FDs. In short, they will periodically reach out to you for various investment plans. However, the Savings Deposit Rate of interest in attractive in IndusInd bank and AU Bank. You can get the UPI ID as well. SBI has the worst rate of interest of all and if you will be opening the account in a major city like Bangalore etc, they might be respecting you email based requests otherwise if you open NRI accounts in tier 2 and below, chances are high that they might still be in there feudalistic mindset and never reply you back and even ask you for your KYC documents apostilled from the Indian embassy from time to time which is quite painful if you live far from the embassy.