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Devaluation Smartbuy/Payzapp further devaluation for railway ticket booking

Avinash.Mishra

TF Select
VIP Lounge
Smartbuy has partnered with confirm tkt for train booking and now Agent fees is being charged which was not there earlier also gateway fees for hdfc cards/payzapp has increased.
 

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I was comparing with booking directly with irctc and it seems post the rewards point it would still be cheaper to use PayZapp though you pay more upfront.
Is there anything better?
 
I was comparing with booking directly with irctc and it seems post the rewards point it would still be cheaper to use PayZapp though you pay more upfront.
Is there anything better?
Only if you have infinia then it makes sense to use smartbuy otherwise paying directly on IRCTC via UPI makes more sense
 
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