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Should we take Onecard? When its offered LTF and it come pre-approved?

Kamal

TF Premier
TF Family
Sr Moderator
I own 3 credit card(unsecured ) and currently applied for two more. But when i try to apply for one card it is showing me there is ony FD option available.
what could be the reason for this ?
it seems my location is the reason they are not offering me unsecured card.
 

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I own 3 credit card(unsecured ) and currently applied for two more. But when i try to apply for one card it is showing me there is ony FD option available.
what could be the reason for this ?
it seems my location is the reason they are not offering me unsecured card.
@Kamal it depends on your CIBIL Score and CIBIL History, if your Cibil is 750 plus and you have good history.
They will revert back to you with the LTF offer and pre-approved limit of 15000 to start with!
The limit can go higher depending on your CIBIL.
 

Kamal

TF Premier
TF Family
Sr Moderator
@Kamal it depends on your CIBIL Score and CIBIL History, if your Cibil is 750 plus and you have good history.
They will revert back to you with the LTF offer and pre-approved limit of 15000 to start with!
The limit can go higher depending on your CIBIL.
Thank you for info.But my cibil is 780 and i am using credit card from 1 year and flipkart pay later from 2019.
Never missed any bills.
 
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