Should I upgrade my father's IndusInd Legend Card?

[yashendra2797]

My father has held an IndusInd Legend Card for a few years now. Normally I didn't bother with his cards, but since I was booking an international trip for him he saw the benefits I was extracting from my roster of cards and now wants to get in the game. He holds Axis VI, IndusInd Legend (3.5L Limit), and some crappy HDFC SmartBuy.

He's friendly with his RM or some personnel at IndusInd due to his job, and they keep offering to upgrade him to any card he wants. He's got some FYF or LTF options but I don't know anything about the offers or which IndusInd Card he should go for.

Looking for suggestions for the same. HNI/Super Premium Cards preferred, something he can extract value out of.

What are the best IndusInd cards available right now?

 

[sxchzy]

Indulge
Pinnacle
Vistara Indusind
Apart from these all other cards are not that rewarding

 

[yashendra2797]

Are IndusInd Cards that bad lmao?

 

[AritraSaha]

Are IndusInd Cards that bad lmao?

Not bad, but other bank card are generally better.

 

[yashendra2797]

He’s being offered Pinnacle for 15k joining with a 15k GV and no annual fees. I think it’s worth it since most transactions on that card are usually Amazon USA spends

 

[helloworld]

He’s being offered Pinnacle for 15k joining with a 15k GV and no annual fees. I think it’s worth it since most transactions on that card are usually Amazon USA spends

Consider this as a normal benefit for a person who applies Pinnacle without any relationship.

what would be the offer for
- a person who holds their cards few years
- freindly with RM

That is not good offer, that is normal if you check other threads and it doesn't need any kind of relationship.

And did you research about markup fee on this card? definitely not usual foreign spend preferable - check thread 'best card for international transactions'.

 

[saucy]

Search for "Indulging with Indus" post on this forum.
You will find a good card, I hope

My father has held an IndusInd Legend Card for a few years now. Normally I didn't bother with his cards, but since I was booking an international trip for him he saw the benefits I was extracting from my roster of cards and now wants to get in the game. He holds Axis VI, IndusInd Legend (3.5L Limit), and some crappy HDFC SmartBuy.

He's friendly with his RM or some personnel at IndusInd due to his job, and they keep offering to upgrade him to any card he wants. He's got some FYF or LTF options but I don't know anything about the offers or which IndusInd Card he should go for.

Looking for suggestions for the same. HNI/Super Premium Cards preferred, something he can extract value out of.

What are the best IndusInd cards available right now?

 

[helloworld]

He’s being offered Pinnacle for 15k joining with a 15k GV and no annual fees. I think it’s worth it since most transactions on that card are usually Amazon USA spends

They offered me Indulge with one time joining fee of 45k+GST with 50k worth of shopping vouchers. No annual fee but not interested to shop those brands, so check with your RM and see what they offering and if you like their brands, you can go for this card.

Note: Vouchers mostly on cloth brands.

 

[yashendra2797]

Consider this as a normal benefit for a person who applies Pinnacle without any relationship.

what would be the offer for
- a person who holds their cards few years
- freindly with RM

That is not good offer, that is normal if you check other threads and it doesn't need any kind of relationship.

And did you research about markup fee on this card? definitely not usual foreign spend preferable - check thread 'best card for international transactions'.

I do know about the markup, but I pay for things for him like Dropbox, Google Drive, and Apple One in USD. and if switch to using one of my cards, he will not pay me back lmao. The spends are minor anyways, sub $50 a month.

 

[Harrypotter]

They offered me Indulge with one time joining fee of 45k+GST with 50k worth of shopping vouchers. No annual fee but not interested to shop 50k in coming 6 months (validity), so check with your RM and see what they offering and if you like their brands, you can go for this card.

Note: Vouchers mostly on cloth brands.

So no Amazon or flipkart voucher

 

[sxchzy]

So no Amazon or flipkart voucher

no
there is alist of eligible vouchers under vouchagram section

 

[Harrypotter]

no
there is alist of eligible vouchers under vouchagram section

Whether this is the brand list they offered?

 

[sxchzy]

y

Whether this is the brand list they offered?

up theses are the brands offered

 

[helloworld]

So no Amazon or flipkart voucher

& Oberoi, Malc Blanc