Should I apply for Axis Ace??

[zoro]

I recently for invite for Axis Ace Credit card, I already have Flipkart Axis credit card and Tata neu, among the 10 other cards that i have right now, I already get 4% cashback on Uber/swiggy/etc and I get 5% back on Tata Neu infinity for Utility Bill payments, and both Flipkart Axis and Tata Neu infinity are life time free.

Wanted to know if it is a good choice to hold axis Ace, given the fact I already have LTF for the following cards HDFC Diners Privilege, IndusInd Eazydiner, Axis Indian Oil, IDFC wealth, Citi Indian Oil, RBL Shoprite(I will get this soon after edition card is closed), etc

 

[Gautham]

I recently for invite for Axis Ace Credit card, I already have Flipkart Axis credit card and Tata neu, among the 10 other cards that i have right now, I already get 4% cashback on Uber/swiggy/etc and I get 5% back on Tata Neu infinity for Utility Bill payments, and both Flipkart Axis and Tata Neu infinity are life time free.

Wanted to know if it is a good choice to hold axis Ace, given the fact I already have LTF for the following cards HDFC Diners Privilege, IndusInd Eazydiner, Axis Indian Oil, IDFC wealth, Citi Indian Oil, RBL Shoprite(I will get this soon after edition card is closed), etc

yes, it's still a very good card. no ordinary person will have utility bill of greater than 10k. It's unlimited 2% is still best in the business.

 

[zoro]

yes, it's still a very good card. no ordinary person will have utility bill of greater than 10k. It's unlimited 2% is still best in the business.

Yes, completely agree, but I am confused since I am already getting 1.5% for all purchases with Flipkart axis and Tata neu infinity, and few other cards fetch me 2% or more than for my spends - like Indusind, BOB premier - 2% for food, and few other categories; shoprite 5% on groceries, tata neu 5% on utility and the list goes on with Apay card.

 

[Gautham]

Yes, completely agree, but I am confused since I am already getting 1.5% for all purchases with Flipkart axis and Tata neu infinity, and few other cards fetch me 2% or more than for my spends - like Indusind, BOB premier - 2% for food, and few other categories; shoprite 5% on groceries, tata neu 5% on utility and the list goes on with Apay card.

then you dont need.

 

[karankayastha]

yes, it's still a very good card. no ordinary person will have utility bill of greater than 10k. It's unlimited 2% is still best in the business.

Yes true

 

[arko]

Yes true

isnt axis ace 5% for utility bill payment using gpay

 

[karankayastha]

isnt axis ace 5% for utility bill payment using gpay

yes right

 

[Iamgora]

I recently for invite for Axis Ace Credit card, I already have Flipkart Axis credit card and Tata neu, among the 10 other cards that i have right now, I already get 4% cashback on Uber/swiggy/etc and I get 5% back on Tata Neu infinity for Utility Bill payments, and both Flipkart Axis and Tata Neu infinity are life time free.

Wanted to know if it is a good choice to hold axis Ace, given the fact I already have LTF for the following cards HDFC Diners Privilege, IndusInd Eazydiner, Axis Indian Oil, IDFC wealth, Citi Indian Oil, RBL Shoprite(I will get this soon after edition card is closed), etc

After the recent devaluation of the card, and as you own a HDFC Tata Neu Infinity, I don't see any requirement for the ACE card. You can use it for axis-based offers. as sometimes cobranded cards don't fetch the offers.

 

[zoro]

After the recent devaluation of the card, and as you own a HDFC Tata Neu Infinity, I don't see any requirement for the ACE card. You can use it for axis-based offers. as sometimes cobranded cards don't fetch the offers.

Yes, even i thought the same, i already hold 2 cards from axis -> Flipkart axis and axis Indian oil. Thanks for your response.

 

[karankayastha]

After the recent devaluation of the card, and as you own a HDFC Tata Neu Infinity, I don't see any requirement for the ACE card. You can use it for axis-based offers. as sometimes cobranded cards don't fetch the offers.

No its still a good card 2% offline & utility bill upto 10k is covered how many make payment of utility bill more that 10k?

 

[Iamgora]

No its still a good card 2% offline & utility bill upto 10k is covered how many make payment of utility bill more that 10k?

If utility spending is high, Airtel Axis will be a better card, I guess. I use it, and it gives 10% capped at 300 on electricity and gas. and 3,000 per month for a normal household is more than enough. and Airtel rechage gets 25% of the cap at 300. I use Airtel Axis for utility payments.