Scapia Credit Card Now Open to All Federal Bank Users: Here is Why It is a Must-Have!

[itzmycard]

I have Federal Bank Celesta CC and applying on Scapia using the link above says (I did not got any email BTW):

We are sorry!​

Based on the bank’s policies, there is currently no offer for you to get the Scapia Federal credit card
For more information, refer to the email sent by the bank on your registered email address

This message is usually shown if you try to apply within 3 months of the last application

 

[ali4u]

This message is usually shown if you try to apply within 3 months of the last application

May be i a m lucky to have scapia with federal signet card .....Got approved in both varient visa and rupee

 

[RAMESH BABU N]

I have Scapia Visa and Scapia RuPay.

 

[Houseteam]

You can also get lounge access now by either spending 10k on VISA or 15k on Rupay Card.

Bro and the lounge valid for how many months or i have to spend every month 10k to get free lunge

 

[PrinceHeart]

Bro and the lounge valid for how many months or i have to spend every month 10k to get free lunge

1 month access, the month after spend requirement - the whole month.

 

[ali4u]

Bro and the lounge valid for how many months or i have to spend every month 10k to get free lunge

Every month spend base

 

[pradeepG]

How to apply for someone with single name i.e. first name and no last name

use name in both first name and last name...

 

[nikhilv0303]

Hi, Trying to understand does Scapia make sense for someone holding EPM?
I've tried to understand the benefit - the answer looks "no", other than probably airport expenses available instead of lounge.. but for that also minimum spends needed

Just trying to get some inputs

 

[indianets]

I don't think they have any other way. I met with same fate too. I already have Federal AmpliFi with generous limit. They didn't bother to tell the exact reason.. but it seems mostly salaried people are welcomed.

I re-applied a few days ago. This time they showed no service at my pincode 💩

 

[BMR]

I have Onecard by federal bank with 8 lac limit, and they rejected my application. When I asked, I got this :

"We regret to inform you that we are currently unable to process your application, as our records indicate that you have either already been sanctioned the maximum credit limit permitted under your current profile, or you presently hold a pre-approved credit card offer with the Bank.

You may consider reapplying after a period of 90 days, provided there are changes to your credit and financial profile that align with the eligibility criteria."

I have 12 cards including amex plat charge, total credit limits of all the cards combined must be 75 lacs plus, so maybe they rejected it because I am over- leveraged.

 

[althafvly]

I have Onecard by federal bank with 8 lac limit, and they rejected my application. When I asked, I got this :

"We regret to inform you that we are currently unable to process your application, as our records indicate that you have either already been sanctioned the maximum credit limit permitted under your current profile, or you presently hold a pre-approved credit card offer with the Bank.

You may consider reapplying after a period of 90 days, provided there are changes to your credit and financial profile that align with the eligibility criteria."

I have 12 cards including amex plat charge, total credit limits of all the cards combined must be 75 lacs plus, so maybe they rejected it because I am over- leveraged.

They reject most of the people who hold another federal credit card. I got the same reason.

 

[Boy 07]

They reject most of the people who hold another federal credit card. I got the same reason.

I have 12 enquiries in last six months so they declined by saying That there many enquiries in your Cibil in last six months

 

[ManInTheSuit]

They reject most of the people who hold another federal credit card. I got the same reason.

I was able to get it with existing Federal Onecard, but my Onecard limit is around 50% of my salary(and much less than limits on other cards).

 

[althafvly]

I was able to get it with existing Federal Onecard, but my Onecard limit is around 50% of my salary(and much less than limits on other cards).

Maybe it's because of the limit.

 

[ali4u]

I have Onecard by federal bank with 8 lac limit, and they rejected my application. When I asked, I got this :

"We regret to inform you that we are currently unable to process your application, as our records indicate that you have either already been sanctioned the maximum credit limit permitted under your current profile, or you presently hold a pre-approved credit card offer with the Bank.

You may consider reapplying after a period of 90 days, provided there are changes to your credit and financial profile that align with the eligibility criteria."

I have 12 cards including amex plat charge, total credit limits of all the cards combined must be 75 lacs plus, so maybe they rejected it because I am over- leveraged.

Bhai aisa kuch pakka nhe hai , system faltu hai mere ko 3 card de diye

 

[ali4u]

They reject most of the people who hold another federal credit card. I got the same reason.

 

[althafvly]

View attachment 102795

How much did you get as limit on each card?

 

[ManInTheSuit]

Maybe it's because of the limit.

Might be. My overall all cards combined limit is pretty high though(above 60 lakhs), but didn't play a factor here.

 

[ali4u]

How much did you get as limit on each card?

235 k for scapia and 55 k for fedral signet