SBI Virtual debit card failing transactions

[Premium]

Generated it today, activated it, set the limit to max 50k.

Tried transaction via canara setu, mobikiwk and phonepe for paying my cc bill. Each time it is failing, saying the bank declined the transaction.

Bill is only 7k.

I have rupay variant of virtual card.

 

[helloworld]

tried under 5k?

 

[Omk@r]

Generated it today, activated it, set the limit to max 50k.

Tried transaction via canara setu, mobikiwk and phonepe for paying my cc bill. Each time it is failing, saying the bank declined the transaction.

Bill is only 7k.

I have rupay variant of virtual card.

Try under 5k
Try after 24 hours

 

[surojitLaha]

Generated it today, activated it, set the limit to max 50k.

Tried transaction via canara setu, mobikiwk and phonepe for paying my cc bill. Each time it is failing, saying the bank declined the transaction.

Bill is only 7k.

I have rupay variant of virtual card.

Wait for sometime or try tomorrow. After the transaction is declined, you would receive a confirmation call from them. After confirming, you could easily do transaction.

 

[Premium]

Will try under 5k after 24hr of generation

 

[aniketkr.sharma]

Try under 5k
Try after 24 hours

It's failing as virtual card doesn't having tokenization system and all of the listed platform work on tokenization system as I also did and was failing even of 1k

 

[Premium]

It's failing as virtual card doesn't having tokenization system and all of the listed platform work on tokenization system as I also did and was failing even of 1k

Even canara setu? Then how to use the card for making the cc bill payments?

 

[surojitLaha]

Even canara setu? Then how to use the card for making the cc bill payments?

Wait for sometime or try tomorrow. After the transaction is declined, you would receive a confirmation call from them. After confirming, you could easily do transaction.

✅✅✅ Tried and tested

 

[surojitLaha]

Kuch maat kro, sabar kro, unke taraf se call aayega, ,
Agar aaj nhi aaya to kal transaction Krna, kal call aayega, call pick krke bol dena tumne hi transaction kiya h, DOB and address puche ga, ye sb verify kr lena, uske 5 minutes ke baad transaction successful ho jayega

 

[DeepGD]

Will SBI virtual DC get reward points in Unipay as well? Or Canara Setu is more reliable?
I have the Visa variant

 

[random17user]

I created Virtual DC and paid my cc bill using mobikwik and unipay and it's my birthday month but i didn't get any rewards at all for both transactions, why? Someone plz plz 🙏 help.

 

[kiri]

I used this card few times earlier to pay my credit card bills and got points. But today, even though I have funds, my trx is failing.

 

[cardio_guycardio_guy is verified member.]

I did my first credit card bill payment in PayZapp app using SBI VDC.
Tried paying 50k first, it failed 2 times (by saving card details, and without saving).
Then I tried a smaller amount - Rs 586. It went through.
Will try higher amounts after 24 hours.

Payzapp is much better than Unipay. I wanted to get out of the unstable Unipay platform, and was considering alternatives.
I finally zeroed in on Payzapp. If I get additional points or cashbacks on PayZapp that is even better.

 

[aniketkr.sharma]

I did my first credit card bill payment in PayZapp app using SBI VDC.
Tried paying 50k first, it failed 2 times (by saving card details, and without saving).
Then I tried a smaller amount - Rs 586. It went through.
Will try higher amounts after 24 hours.

Payzapp is much better than Unipay. I wanted to get out of the unstable Unipay platform, and was considering alternatives.
I finally zeroed in on Payzapp. If I get additional points or cashbacks on PayZapp that is even better.

I am using it and getting double points on virtual dc payments

 

[satty]

I am using it and getting double points on virtual dc payments

Any additional benefit for using payzapp over unipay ? any rewards on payzapp ?

 

[aniketkr.sharma]

Any additional benefit for using payzapp over unipay ? any rewards on payzapp ?

No, for upi payments to bills chillar party of Rs. 11

Trxn 5000 min

 

[cardio_guycardio_guy is verified member.]

Any additional benefit for using payzapp over unipay ? any rewards on payzapp ?

Nothing as such. I have read in some threads that many apps like payzapp, phonepe, paytm, mobiquick etc allows paying cc bill using SBI VDC.
Among those apps, I only have payzapp installed. So I thought of trying it once.
Also, when I use Unipay, many times our hearbeat rises till the transaction gets over.
It's like a trial and error, it can fail whenever it wants. Unreliable or unstable.
I thought maybe payzapp is little better than unipay.

 

[Lalsingh22]

Nothing as such. I have read in some threads that many apps like payzapp, phonepe, paytm, mobiquick etc allows paying cc bill using SBI VDC.
Among those apps, I only have payzapp installed. So I thought of trying it once.
Also, when I use Unipay, many times our hearbeat rises till the transaction gets over.
It's like a trial and error, it can fail whenever it wants. Unreliable or unstable.
I thought maybe payzapp is little better than unipay.

Did Payzapp not give reward points for CC bill for transaction above ₹5000 through Debit Card ?

 

[cardio_guycardio_guy is verified member.]

Did Payzapp not give reward points for CC bill for transaction above ₹5000 through Debit Card ?

I think it will. I have not tried it yet. I just did a small transaction today for the first time. Will see this tomorrow and update.

 

[Lalsingh22]

I think it will. I have not tried it yet. I just did a small transaction today for the first time. Will see this tomorrow and update.

Maybe you should verify it first.
You can check it in the reward section on Payzapp.