Devaluation SBI Virtual Debit Card Devaluation (0.25% Reward) - June 2025

[_ding_ding_ding_]

Effective from June 5, 2025 the Virtual Bonus Points on SBI Virtual Debit Card will cease to exist making the net rewards rate on par with the Physical Debit Cards.



Source:

SBI Virtual Debit Card - Personal Banking

sbi.co.in

 

[neo.puneet]

sed lyf bro

 

[Hemang]

Effective from June 5, 2025 the Virtual Bonus Points on SBI Virtual Debit Card will cease to exist making the net rewards rate on par with the Physical Debit Cards.

View attachment 101355

Source:

SBI Virtual Debit Card - Personal Banking

sbi.co.in

MCC 6540 excluded for only milestone calculation ? Matlab base points denge 6540 pe bhi bhai.
I think 6540 is wallet reload MCC.

 

[BhaiyaJi]

Good morning brother

 

[_ding_ding_ding_]

Good morning brother

Bada payment karne k baad jab Virtual Bonus nahin mila tab hi Good Morning hui meri. Yahan kahin post nahin dikha isliye socha dal dun.

 

[leonneel]

So I was doing the txn cancel refund trick now my reward account got blocked.sed Lyf. Cc told to contact branch for unblocking but if I go they will ask why I did get refund of 5-6L every month and what am I gonna answer?😜🤣

 

[BhaiyaJi]

So I was doing the txn cancel refund trick now my reward account got blocked.sed Lyf. Cc told to contact branch for unblocking but if I go they will ask why I did get refund of 5-6L every month and what am I gonna answer?😜🤣

Bhai kyo karte ho aisa? 😢 devalue ho gaya na

 

[Hemang]

So I was doing the txn cancel refund trick now my reward account got blocked.sed Lyf. Cc told to contact branch for unblocking but if I go they will ask why I did get refund of 5-6L every month and what am I gonna answer?😜🤣

Ye konsi shaktiyo ka use ho raha tha bhai ? what is txn cancel refund trick ?

 

[6ix9ine]

MCC 6540 excluded for only milestone calculation ? Matlab base points denge 6540 pe bhi bhai.
I think 6540 is wallet reload MCC.

Kyu denge? Aaj tak diye hai joh ab denge?

 

[nayra]

Muje kya 3 mahino se RP aa hi nhi rhe

 

[msd07]

So I was doing the txn cancel refund trick now my reward account got blocked.sed Lyf. Cc told to contact branch for unblocking but if I go they will ask why I did get refund of 5-6L every month and what am I gonna answer?😜🤣

oh then these are the real reasons for devaluation....

 

[msd07]

Ye konsi shaktiyo ka use ho raha tha bhai ? what is txn cancel refund trick ?

order something using VDC which takes more time to deliver and then when RPs are credited, cancel the order..

 

[leonneel]

oh then these are the real reasons for devaluation....

Sbi announced the virtual dc bonus rp stopage more than 6 months ago. They just executed it recently. Also many people r opening new acct and and old users getting many rewards so they were in kinda loss so sooner or later they would devalue it anyway. Do u think for a bank link sbi, the largest bank of india a single guys action matters?

 

[Hemang]

order something using VDC which takes more time to deliver and then when RPs are credited, cancel the order..

Same HDFC vala loophole hai, jiska logo ne crater bana diya lagta hai.

 

[leonneel]

order something using VDC which takes more time to deliver and then when RPs are credited, cancel the order..

Which the axis magnus cc holders did.then they got notice to repay all in 2023-2024

 

[Deepak_Shetty]

So I was doing the txn cancel refund trick now my reward account got blocked.sed Lyf. Cc told to contact branch for unblocking but if I go they will ask why I did get refund of 5-6L every month and what am I gonna answer?😜🤣

My SBI debit card reward points got reversed after refund, happened 2-3 times.

 

[msd07]

Sbi announced the virtual dc bonus rp stopage more than 6 months ago. They just executed it recently. Also many people r opening new acct and and old users getting many rewards so they were in kinda loss so sooner or later they would devalue it anyway. Do u think for a bank link sbi, the largest bank of india a single guys action matters?

not abt a single person.. many wud have done similarly...

 

[kpravinramesh]

How many reward points can be earned in a month on virtual debit can anybody tell plz

 

[helloworld]

MCC 6540 excluded for only milestone calculation ? Matlab base points denge 6540 pe bhi bhai.
I think 6540 is wallet reload MCC.

which wallet charges only 0.5%?

 

[helloworld]

How many reward points can be earned in a month on virtual debit can anybody tell plz

1st line in the #1 post screenshot

Earn up to 10,000 SBI Reward Points every month with a cap of Rs. 1,000/- per transaction.