SBI SimplySave or BPCL Rupay CC

[xfactcc]

Namaskar,

As you would know SBI is offering credit limit enhancement and additional Rupay Credit Card to some users on their app, check your SBI Cards app to see if you have.

I have SBI Cashback card, and I am being offered SimplySave or BPCL Rupay credit card, all paid.

PS: I have a scooter and fuel expense is minimal.

Which one is my best bet according to your experienced opinion?

Any tips and tricks would be appreciated 👍

 

[CardGame]

I am really curious why there is a good silent support for BPCL credit card. 🤔

Because it can be converted to LTF in future easily

 

[Rao]

Because it can be converted to LTF in future easily

It's can't be made LTF but can be made free of annual charges on spend basis

 

[CardGame]

It's contact be made LTF but can be made free of annual charges on spend basis

It can be

 

[Rao]

It can be

How? Share ur views/experiences/ideas 😁🥺 !!!

 

[CardGame]

How? Share ur views/experiences/ideas 😁🥺 !!!

It's here in this forum. I saw atleast 10-15 people confirmed who converted their paid bpcl or simply save card to LTF. Even simplyclick LTF possible and few ppl confirmed it. Unfortunately I do not know which thread it is exactly but in my experience here for the past year or 2 i have definitely seen many doing that.

 

[bigbyte]

Go for SBI Simply Save Credit Card as this is Rupay Variant and you can use it on any paytm merchants or others, which are mostly Grocery and Deparmental so you can easily get 10X Rewards points and later you can also use these points to pay your outstanding bills not like Sbi Simply Click and here the cashback value comes to 1.6 percent so its quite good.

Are you sure about it? 1.6% on UPI if MCC is grocery?