Can anyone verify and inform regarding SBI JCB RUPAY Platinum Debit Card for Foreign Txns-
1) What is the forex markup fees?
2) What are the total charges for ATM transactions in foreign?
Is this card should be used in foreign or not?
Used SBI JCB Platinum for ATM withdrawals in Malaysia (Maybank ATMs). Zero Forex Markup and Zero ATM withdrawal charges. Also, JCB offered the best rates when compared to Visa/Master in Malaysia.
For international transactions, Diners Black has always been my preferred card. Thanks to the fact the website did not accept Diners and I did not want to use AU Zenith which would have been a break even case, I decided to go with SBI Rupay-JCB Debit card because of zero forex markup.
Total amount: USD 153.75
Amount in INR (spot rate): 12,788 @ 83.17
Amount in INR (deducted): 12,795 @ 83.21
Amount in INR (Visa Rate): 12,804 @ 83.27
Overall found JCB conversion rates to be competitive.
@Abhishek012 khush hoge aap ki US ki sites pe bhi Rupay cards chal rhe hai 😜