Thanks for the appreciation
@sonuJai
Definitely its one of the best UPGRADES ac to me.
Well I have seen many Influencers talking shit about this card .. but .. but --
1. You can get exact 0.25 paisa value of reward points - just call customer care to redeem it [ Statement credit ] ( If you have a decent rp now redeem it after upgradation , it will be beneficial ).In SS card or simply click.. Many CC Influencers says you get 1 rp = 0.25 paisa but thats not true , thoose who redeemed it may know this . It is even better value back than SBI ELITE . YOU CAN USE ONLINE OR OFFLINE OR UPI everywhere u can get this return.
2. YOU get 10 RP which 2.5 % on widely used categories like grocery and departmental stores etc even for **UPI SPENDS ALSO** and the best Part is it also considered in milestone 50k quaterly = 1000 pizza gift voucher again 2.5% valueback , so if you genuinely spends 50k in 3 months you will get 4.5% valueback.
3.If you purchase 3000 INR worth clothes in a year ( as U get 3000 voucher - you can choose it according to yourself but Shopperstop is best according to me ) then ultimately you have to pay only GST .
4. And my Favourite part is you get 8 domestic lounge ..... Wait...Wait.......Wait...You can also access 4 railway lounge and 4 airport lounge not only 8 airport lounge. combined ( 4+4) = 8 or only 8 airport lounge.
Rupay lounge is also available in tier 2 city like in patna junction . ( I barely travel via planes so having railways lounges even in tier 2 cities fells very good ).
5. Birthday Benefits will definitely make you Happy , If you use this card on your birthday.
ACCORDING TO MY SPENDS AND LIFESTYLE THIS CARD IS ALMOST AS BENEFICIAL AS SBI CASHBACK CARD FOR ME . I HAVE 2 CARDs --> SBI PRIME RUPAY + SBI CB .
Now tell me how Simply Save is better than this ?? Simply save is not even close .. to this !! I have used Simply Save also for almost 1.5 years .