SBI CARD UPGRADING PROCESS via APP.

[Deepak_Shetty]

What is retention route?
How to go via retention route?

Approaching them via closing request

 

[sonuJai]

Thanks for the appreciation @sonuJai

Definitely its one of the best UPGRADES ac to me.



Well I have seen many Influencers talking shit about this card .. but .. but --

1. You can get exact 0.25 paisa value of reward points - just call customer care to redeem it [ Statement credit ] ( If you have a decent rp now redeem it after upgradation , it will be beneficial ). Many CC Influencers you get 1 rp = 0.25 paisa but thats not true , thoose who redeemed it may know this . It is even better value back than SBI ELITE . YOU CAN USE ONLINE OR OFFLINE OR UPI everywhere u can get this return.

2. YOU get 10 RP which 2.5 % on widely used categories like grocery and departmental stores etc even for **UPI SPENDS ALSO** and the best Part is it also considered in milestone 50k quaterly = 1000 pizza gift voucher again 2.5% valueback , so if you genuinely spends 50k in 3 months you will get 4.5% valueback.

3.If you purchase 3000 INR worth clothes in a year ( as U get 3000 voucher - you can choose it according to yourself but Shopperstop is best according to me ) then ultimately you have to pay only GST .

4. And my Favourite part is you get 8 domestic lounge ..... Wait...Wait.......Wait...You can also access 4 railway lounge and 4 airport lounge not only 8 airport lounge. combined ( 4+4) = 8 or only 8 airport lounge.
Rupay lounge is also available in tier 2 city like in patna junction . ( I barely travel via planes so having railways lounges even in tier 2 cities fells very good ).

5. Birthday Benefits will definitely make you Happy , If you use this card on your birthday.


ACCORDING TO MY SPENDS AND LIFESTYLE THIS CARD IS ALMOST AS BENEFICIAL AS SBI CASHBACK CARD FOR ME . I HAVE 2 CARDs --> SBI PRIME RUPAY + SBI CB .

Now tell me how Simply Save is better than this ?? Simply save is not even close .. to this !! I have used Simply Save also for almost 1.5 years .

Thanks buddy this clear now and I can proceed for upgradation. Kindly check for this upgrade windows details as multiple sources got me tht we will be charged double fee joining as wellnas annual.

Kindly check is it same process you followed for upgrade OR did gou upgrade from customer support/any special offer?



Thnaks a Ton for elaborating details, really appreciate your support ❤

 

[anu29]

Thanks for the appreciation @sonuJai

Definitely its one of the best UPGRADES ac to me.



Well I have seen many Influencers talking shit about this card .. but .. but --

1. You can get exact 0.25 paisa value of reward points - just call customer care to redeem it [ Statement credit ] ( If you have a decent rp now redeem it after upgradation , it will be beneficial ).In SS card or simply click.. Many CC Influencers says you get 1 rp = 0.25 paisa but thats not true , thoose who redeemed it may know this . It is even better value back than SBI ELITE . YOU CAN USE ONLINE OR OFFLINE OR UPI everywhere u can get this return.

2. YOU get 10 RP which 2.5 % on widely used categories like grocery and departmental stores etc even for **UPI SPENDS ALSO** and the best Part is it also considered in milestone 50k quaterly = 1000 pizza gift voucher again 2.5% valueback , so if you genuinely spends 50k in 3 months you will get 4.5% valueback.

3.If you purchase 3000 INR worth clothes in a year ( as U get 3000 voucher - you can choose it according to yourself but Shopperstop is best according to me ) then ultimately you have to pay only GST .

4. And my Favourite part is you get 8 domestic lounge ..... Wait...Wait.......Wait...You can also access 4 railway lounge and 4 airport lounge not only 8 airport lounge. combined ( 4+4) = 8 or only 8 airport lounge.
Rupay lounge is also available in tier 2 city like in patna junction . ( I barely travel via planes so having railways lounges even in tier 2 cities fells very good ).

5. Birthday Benefits will definitely make you Happy , If you use this card on your birthday.


ACCORDING TO MY SPENDS AND LIFESTYLE THIS CARD IS ALMOST AS BENEFICIAL AS SBI CASHBACK CARD FOR ME . I HAVE 2 CARDs --> SBI PRIME RUPAY + SBI CB .

Now tell me how Simply Save is better than this ?? Simply save is not even close .. to this !! I have used Simply Save also for almost 1.5 years .

Thanks buddy this clear now and I can proceed for upgradation. Kindly check for this upgrade windows details as multiple sources got me tht we will be charged double fee joining as wellnas annual.

Kindly check is it same process you followed for upgrade OR did gou upgrade from customer support/any special offer?



Thnaks a Ton for elaborating details, really appreciate your support ❤

I have just upgraded from application.. but not actually remembered this page , If you are in doubt then dm official sbi card handle on X then will response very fast . Make sure to select RUPAY network as it is easier to hit milestones.

 

[anu29]

You get any enhancement on previous card?

yes I also got it once on SS card .

I got limit enhancement in SBI prime and CB and exactly 80 % on both cards last month .

 

[sonuJai]

I have just upgraded from application.. but not actually remembered this page , If you are in doubt then dm official sbi card handle on X then will response very fas

I have just upgraded from application.. but not actually remembered this page , If you are in doubt then dm official sbi card handle on X then will response very fast . Make sure to select RUPAY network as it is easier to hit milestones.

Asked SBI they said

No joining fee as such.

Annual fee will be billed at same old cycle.

My case 3 Nov 2025 😭

Previous spent 2.5L reset (As expected)


Now confusion is 3L in 3M impossible so consider it as one time and upgrade OR wait till Nov 😂


Suggestion appreciated🙏😊

 

[anu29]

Asked SBI they said

No joining fee as such.

Annual fee will be billed at same old cycle.

My case 3 Nov 2025 😭

Previous spent 2.5L reset (As expected)


Now confusion is 3L in 3M impossible so consider it as one time and upgrade OR wait till Nov 😂


Suggestion appreciated🙏😊

Well just As I said 😂😂 IF you buy clothes worth 3000 INR ..in a single transaction (voucher validity is almost abt a year not sure abt it ) ....then its good ....!!

 

[sonuJai]

Well just As I said 😂😂 IF you buy clothes worth 3000 INR ..in a single transaction (voucher validity is almost abt a year not sure abt it ) ....then its good ....!!

Im planning add on card as well so double hit on CIBIL SBI systems are stone age they closesd entire account in Cibil 😭🤣