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RuPay Select Wellness Credit Card Benefits & How To Claim Benefits

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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.

jack333

TF Legend
Contributor
VIP Lounge
Which variant Union bank RuPay select credit card you got ?

Jcb or discover variant ?

Can you share your card masked image ?

NOTE - Wellness benefit available only on Union bank RuPay JCB variant select credit card

@Arun_connect
Which rupay select is better? Bob premier, Pnb or union bank? Which is better for upi and other benefits like lounge? JCB or discover which is better?
@Abhishek012 @TechnoFino
 

Abhishek012

TF Pioneer
Which rupay select is better? Bob premier, Pnb or union bank? Which is better for upi and other benefits like lounge? JCB or discover which is better?
@Abhishek012 @TechnoFino
First let me tell you, RuPay cards are currently not good for International lounge access, On paper you will see long lounge list but most banks are disabled International lounge access for RuPay cards.

Go for visa/mastercard/amex/diners club, if you want debit/credit card only for lounge access.

RuPay discover variant is good because this card BIN is fully integrate approx all Indian websites.

RuPay JCB variant currently accept all major websites except few like Mi, Emirates, jiopos, old payzapp app and few others and within next few years, i guess all websites in India will integrate RuPay JCB BIN.

for International travel, JCB has better acceptance compare with Discover/Diners club variant.

HDFC RuPay Regalia is best for UPI transactions because you will get rewards on UPI spend + milestone benefit also count (UPI transaction on wallets, paytm, mobikwik are not count under rewards point but i guess milestone benefit count)

2nd best is PNB RuPay Select Wellness CC for UPI and 3rd best is Union bank RuPay JCB Select Wellness CC for UPI.

Note - PNB and Union bank both are currently not live on rewards point for UPI spend.

I guess after April month - ICICI, SBI CARD, Axis bank and other HDFC cards will also live on CC link with UPI.

BOB RuPay Premier is only offer Golf benefit under RuPay Select program.
 

mr_vasanth

TF Premier
First let me tell you, RuPay cards are currently not good for International lounge access, On paper you will see long lounge list but most banks are disabled International lounge access for RuPay cards.

Go for visa/mastercard/amex/diners club, if you want debit/credit card only for lounge access.

RuPay discover variant is good because this card BIN is fully integrate approx all Indian websites.

RuPay JCB variant currently accept all major websites except few like Mi, Emirates, jiopos, old payzapp app and few others and within next few years, i guess all websites in India will integrate RuPay JCB BIN.

for International travel, JCB has better acceptance compare with Discover/Diners club variant.

HDFC RuPay Regalia is best for UPI transactions because you will get rewards on UPI spend + milestone benefit also count (UPI transaction on wallets, paytm, mobikwik are not count under rewards point but i guess milestone benefit count)

2nd best is PNB RuPay Select Wellness CC for UPI and 3rd best is Union bank RuPay JCB Select Wellness CC for UPI.

Note - PNB and Union bank both are currently not live on rewards point for UPI spend.

I guess after April month - ICICI, SBI CARD, Axis bank and other HDFC cards will also live on CC link with UPI.

BOB RuPay Premier is only offer Golf benefit under RuPay Select program.
I did not find any variant called "PNB RuPay Select Wellness CC" in the PNB website. I find only normal Rupay select in PNB website.
 

xiddy

TF Premier
Has anyone redeemed the Health checkup? Been a month since I did and no one contacted me for the appointment despite 3 calls to PNB's support.
 

pgarg24

TF Premier
VIP Lounge
There's PNB rakshak RUPAY Select too with zero joining fees.. whereas PNB RUPAY select have 500 joining fee??
Also the annual fees reversal(one transaction every month).. what is the minimum transaction needs to be completed every month..? It should be POS or online?

1676728166898.png
 

Abhishek012

TF Pioneer
There's PNB rakshak RUPAY Select too with zero joining fees.. whereas PNB RUPAY select have 500 joining fee??
Also the annual fees reversal(one transaction every month).. what is the minimum transaction needs to be completed every month..? It should be POS or online?

1676728166898.png
AFAIK, no minimum limit.
 

TheMentalist

TF Ace
VIP Lounge
There's PNB rakshak RUPAY Select too with zero joining fees.. whereas PNB RUPAY select have 500 joining fee??
Also the annual fees reversal(one transaction every month).. what is the minimum transaction needs to be completed every month..? It should be POS or online?

1676728166898.png
I think the Rakshak card will be specifically for Army/Military persons etc. and not available for everyone
 
Status
The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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