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RuPay Select Debit Card Portfolio

so means all these rupay select dc accs can be opened in joint and we can get multiple dc ? or is it only for central bank and bob?
CBoI joint can have 2 dc while ac opening, u can apply add-on later too for both holders. BoB I personally haven't tried, but heard that u can do joint ac, depends on branch people too
 
Any tips and tricks for someone with 0 RSDC? How/where to get started and which banks offers the best benefits?
Is it better to open a new bank account for RSDC or upgrade an existing account? which is the easiest way with least possible amount being blocked?
This is my portfolio with cheapest possible way.
 
This is my portfolio with cheapest possible way.
change mode of opening these banks indian,iob,bob to, can be opened online
 
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