RuPay Select Debit Card Portfolio

[Dhudu]

Till today, no fees charged for 3 DCs. AFAIK, you wont get 2 Select cards. it nto allowed in BOB App too. I have used Platinum DC for a debit card offer which gave me Rs.250 flat discount.

Can you refer me to Rs 250 discount you mentioned? Amazon offer is gone right?

 

[drvirag]

All pvt banks r also listed in rupay select when we try to add new card. Most of dem dont even hv rupay select dc. Is dere any plan to expand benefits to all banks

 

[Anindya98]

How many such cards can we apply?

All the cards available under the Apply section

What will be the charges?

Depends on the account variant

I have a Mahi Shakthi Bank account and have Recieved one rupay select ncmc card.

590

 

[Dhudu]

Does anyone tried Indian Bank Nari Shakti account for RSDC? As per this link zero balance account can be opened and for any DC charges apply - for RSDC it say 800 plus GST, add on also available...

 

[drvirag]

Does anyone tried Indian Bank Nari Shakti account for RSDC? As per this link zero balance account can be opened and for any DC charges apply - for RSDC it say 800 plus GST, add on also available...

Unka to waise hi 1000 mab wala ac hota hai. 1000rs k liye nari ki sakti kyu use karni.

 

[poseidon07]

I’m sharing my RuPay Select Debit Card Portfolio, including the associated bank details, account type, Minimum Average Balance (MAB) requirements, issuance and annual maintenance charges (AMC) [Including GST], as well as how I opened these accounts.

I have 12 RSDCs from 11 banks.

This is the cheapest possible way to get RSDCs.

This could be useful for anyone planning to acquire RuPay Select cards from different banks.

View attachment 79542

Notes:

1. Union Bank of India: Free Virtual RSDC. Logically 5000 MAB with 236 AMC.
2. Indian Overseas Bank: Downgraded from SB HNI to SB MAX. Don't know whether the cancel or not in future. Update soon.

Will write separate threads for each bank account opening experience.
PSU Banks I Haven’t Considered for My Debit Card Portfolio:
Punjab National Bank: 50,000 MAB(High) with AMC charges.
Bank of Maharashtra: 25,000 MAB (High). Bank confirm as of now FREE. Not LTF.
Punjab and Sind Bank: No RSDC.

but why so many cards? Different benefits?

 

[fradela]

but why so many cards? Different benefits?

All are same benefits. So many cards for benefits only.

 

[Dhudu]

link to 1000 mab account?

 

[poseidon07]

All are same benefits. So many cards for benefits only.

makes no sense.

 

[zomatoo]

but why so many cards? Different benefits?

makes no sense.

Base benefits are same with some exceptions.

For example, you get a ₹1500 Lakme voucher per quarter. So, if you have 3 cards, you’ll have 3 vouchers per quarter. You can use them for a haircut or other services.

In the case of Amazon Prime, people often sell the subscription for some profit, the same goes for Cult Gym 1 month Elite subscription. More cards = more benefits = more profit.

 

[shafiq49]

Base benefits are same with some exceptions.

For example, you get a ₹1500 Lakme voucher per quarter. So, if you have 3 cards, you’ll have 3 vouchers per quarter. You can use them for a haircut or other services.

In the case of Amazon Prime, people often sell the subscription for some profit, the same goes for Cult Gym 1 month Elite subscription. More cards = more benefits = more profit.

Any rough idea about the the current price for Amazon Prime voucher? 🙂

 

[2025]

Any rough idea about the the current price for Amazon Prime voucher? 🙂

600 to 1000. MRP 1499/-.

 

[rajarancho]

Base benefits are same with some exceptions.

For example, you get a ₹1500 Lakme voucher per quarter. So, if you have 3 cards, you’ll have 3 vouchers per quarter. You can use them for a haircut or other services.

In the case of Amazon Prime, people often sell the subscription for some profit, the same goes for Cult Gym 1 month Elite subscription. More cards = more benefits = more profit.

What is the selling price for thyrocare, Lakme, prime, cult vouchers. Asking to know before I purchase from elsewhere.

 

[signior-x]

What is the selling price for thyrocare, Lakme, prime, cult vouchers. Asking to know before I purchase from elsewhere.

It depends where you are selling.
How the supply and demand plays bro.

If anyone willing to take thyrocare, if someone genuinely wants to take health checkup, I can give it for free.

For lakme, I always use it, it feels good and have never spent from my own pocket.

For cult.fit, I use it, and sometimes sell it.
For prime also, I just use to recover my cost of debit card.

 

[signior-x]

makes no sense.

Depends, I use it as lot on my family, brother, friends and even after using, always feels like surplus, so don't have to think a lot.

 

[signior-x]

FYI, feels like a hobby to collect these many unique different cards.
Every card looks different and unique, looking to more accounts.

P.S. harr Sankari bank ka idea hai biddu ko ab kiski kaisi service hai

 

[zomatoo]

600 to 1000. MRP 1499/-.

The highest I've got is 850 @Half Human Helped.

 

[poseidon07]

The until economics is way off while spending ~7000 INR for 11 cards and then getting benefits. Anyways, if collecting is an hobby then go for it. All the best.

 

[Anindya98]

@zomatoo @signior-x @rajarancho @2025
Hey guys, mind tweaking or deleting the last few comments with the details? Let’s move that chat to DMs instead.
Let me know, I will remove this one also.